Cleveland State Bank
Cleveland, WI
IDRSSD: 48440
Total Assets
$222.18M
Latest filing
Total Deposits
$188.84M
Latest filing
Net Interest Margin
3.76%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Cleveland State Bank
1250 W Washington Ave
Cleveland, WI 53015
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/19/1907FDIC Certificate 6116
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Cleveland State Bank (Main) | 1250 W Washington Ave | Cleveland, WI |
| HOWARDS GROVE BRANCH | 502 S Wisconsin Dr | Howards Grove, WI |
| ELKHART LAKE BRANCH | 184 N Lincoln St | Elkhart Lake, WI |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/19/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53015 |
| State and County Number | 55071 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Manitowoc, WI |
Operational Info
| Number of Employees | 36 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.clevelandstate.bank |
| Data Updated | 11/14/2025 |
| CERT | 9517 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $222.18M |
| Total Deposits | $188.84M |
| Total Liabilities | $203.51M |
| Total Equity Capital | $18.66M |
| Net Income | $514.00k |
| Net Loans and Leases | $155.59M |
| Assets Per Employee ($Millions) | $6.17M |
| Bank Premises and Fixed Assets | $3.78M |
| Cash and Balances due from Depository Institutions | $2.96M |
| Deposits Held in Domestic Offices | $188.84M |
Key Performance Ratios
| Return on Assets (ROA) | 0.92% |
| Return on Equity (ROE) | 11.4% |
| Net Interest Margin | 3.76% |
| Efficiency Ratio | 74.52% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.4% |
| Earning Assets to total Assets | 93.28% |
Income and Expense
| Total Interest Income | $2.98M |
| Total Noninterest Income | $352.00k |
| Total Interest Expense | $1.03M |
| Total Noninterest Expense | $1.72M |
| Net Interest Income | $1.95M |
| Pre-tax Net Operating Income | $605.00k |
| Provision for Credit Losses | $-18,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $12.55M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.13M |
| Total Liabilities and Capital | $222.18M |
Securities
| Securities | $51.16M |
| Available-for-sale debt securities | $51.16M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cleveland State Bank?
$222.18M as of the latest filing.
How much are Cleveland State Bank's total deposits?
$188.84M in total deposits.
Where is Cleveland State Bank located?
Cleveland, WI.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
3.
When was it established?
04/19/1907.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$155.59M (latest filing).
What is the total interest income (latest filing)?
$2.98M.