Great North Bank

Florence, WI
IDRSSD: 576354
Total Assets
$201.67M
Latest filing
Total Deposits
$151.37M
Latest filing
Net Interest Margin
4.91%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1891
Community BankYes
Ownership TypeNot Mutual
ZIP54121
State and County Number55037
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameIron Mountain, MI-WI

Operational Info

Number of Employees52
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance05/16/1935
Primary Insurance AgencyDIF
Websitewww.greatnorthbank.com
Data Updated11/14/2025
CERT15146
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$201.67M
Total Deposits$151.37M
Total Liabilities$168.40M
Total Equity Capital$33.28M
Net Income$284.00k
Net Loans and Leases$121.94M
Assets Per Employee ($Millions)$3.67M
Bank Premises and Fixed Assets$2.71M
Cash and Balances due from Depository Institutions$5.45M
Deposits Held in Domestic Offices$151.37M

Key Performance Ratios

Return on Assets (ROA)0.59%
Return on Equity (ROE)3.46%
Net Interest Margin4.91%
Efficiency Ratio92.91%
Tier 1 Risk-Based Capital Ratio14.187%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.58%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.5%
Earning Assets to total Assets84.16%

Income and Expense

Total Interest Income$3.23M
Total Noninterest Income$783.00k
Total Interest Expense$1.28M
Total Noninterest Expense$2.58M
Net Interest Income$1.95M
Pre-tax Net Operating Income$436.00k
Provision for Credit Losses$-277,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$15.56M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.46M
Total Liabilities and Capital$201.67M

Securities

Securities$43.97M
Available-for-sale debt securities$43.97M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Great North Bank?
$201.67M as of the latest filing.
How much are Great North Bank's total deposits?
$151.37M in total deposits.
Where is Great North Bank located?
Florence, WI.
What is the Net Interest Margin?
4.91%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1891.
What is the Return on Assets (ROA)?
0.59%.
How much are total loans and leases?
$121.94M (latest filing).
What is the total interest income (latest filing)?
$3.23M.