The First State Bank
Norton, KS
IDRSSD: 394259
Total Assets
$519.51M
Latest filing
Total Deposits
$436.04M
Latest filing
Net Interest Margin
3.88%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The First State Bank
105 W Main St
Norton, KS 67654
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/21/1902FDIC Certificate 3990
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First State Bank (Main) | 105 W Main St | Norton, KS |
| PLAINVILLE BRANCH | 120 W Mill St | Plainville, KS |
| HOXIE BRANCH | 801 Main St | Hoxie, KS |
| HOLDREGE BRANCH | 401 East Ave | Holdrege, NE |
| HILL CITY BRANCH | 101 E Cherry St | Hill City, KS |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/21/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67654 |
| State and County Number | 20137 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 70 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thefsb.bank |
| Data Updated | 01/30/2026 |
| CERT | 5835 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $519.51M |
| Total Deposits | $436.04M |
| Total Liabilities | $468.28M |
| Total Equity Capital | $51.23M |
| Net Income | $2.19M |
| Net Loans and Leases | $307.83M |
| Assets Per Employee ($Millions) | $7.75M |
| Bank Premises and Fixed Assets | $2.44M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $436.04M |
Key Performance Ratios
| Return on Assets (ROA) | 1.7% |
| Return on Equity (ROE) | 17.49% |
| Net Interest Margin | 3.88% |
| Efficiency Ratio | 52.43% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.861% |
| Earning Assets to total Assets | 94.52% |
Income and Expense
| Total Interest Income | $6.89M |
| Total Noninterest Income | $472.00k |
| Total Interest Expense | $2.17M |
| Total Noninterest Expense | $2.72M |
| Net Interest Income | $4.72M |
| Pre-tax Net Operating Income | $2.27M |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $33.00k |
| Other borrowed funds | $29.71M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.53M |
| Total Liabilities and Capital | $519.51M |
Securities
| Securities | $183.19M |
| Available-for-sale debt securities | $103.41M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $79.82M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First State Bank?
$519.51M as of the latest filing.
How much are The First State Bank's total deposits?
$436.04M in total deposits.
Where is The First State Bank located?
Norton, KS.
What is the Net Interest Margin?
3.88%.
How many domestic offices does it operate?
5.
When was it established?
04/21/1902.
What is the Return on Assets (ROA)?
1.7%.
How much are total loans and leases?
$307.83M (latest filing).
What is the total interest income (latest filing)?
$6.89M.