The First State Bank
Norton, KS
IDRSSD: 394259
Total Assets
$510.63M
Latest filing
Total Deposits
$426.73M
Latest filing
Net Interest Margin
4.01%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First State Bank
105 W Main St
Norton, KS 67654
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/21/1902FDIC Certificate 3990
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First State Bank (Main) | 105 W Main St | Norton, KS |
| PLAINVILLE BRANCH | 120 W Mill St | Plainville, KS |
| HOXIE BRANCH | 801 Main St | Hoxie, KS |
| HOLDREGE BRANCH | 401 East Ave | Holdrege, NE |
| HILL CITY BRANCH | 101 E Cherry St | Hill City, KS |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
First State Bank and Trust
Tonganoxie, Kansas
→
Assets: $487.48MΔ -0.9%
Silver Lake Bank
Topeka, Kansas
→
Assets: $505.21MΔ +2.7%
Bank of the Flint Hills
Wamego, Kansas
→
Assets: $477.50MΔ -2.9%
Great American Bank
Lawrence, Kansas
→
Assets: $507.44MΔ +3.2%
Labette Bank
Altamont, Kansas
→
Assets: $509.94MΔ +3.7%
Cornerstone Bank
Overland Park, Kansas
→
Assets: $472.58MΔ -3.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/21/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67654 |
| State and County Number | 20137 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 71 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thefsb.bank |
| Data Updated | 11/14/2025 |
| CERT | 5835 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $510.63M |
| Total Deposits | $426.73M |
| Total Liabilities | $461.56M |
| Total Equity Capital | $49.07M |
| Net Income | $2.28M |
| Net Loans and Leases | $294.06M |
| Assets Per Employee ($Millions) | $7.29M |
| Bank Premises and Fixed Assets | $2.46M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $426.73M |
Key Performance Ratios
| Return on Assets (ROA) | 1.82% |
| Return on Equity (ROE) | 19.3% |
| Net Interest Margin | 4.01% |
| Efficiency Ratio | 52.29% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.609% |
| Earning Assets to total Assets | 94.28% |
Income and Expense
| Total Interest Income | $6.86M |
| Total Noninterest Income | $507.00k |
| Total Interest Expense | $2.12M |
| Total Noninterest Expense | $2.74M |
| Net Interest Income | $4.74M |
| Pre-tax Net Operating Income | $2.35M |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $33.00k |
| Other borrowed funds | $32.24M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.59M |
| Total Liabilities and Capital | $510.63M |
Securities
| Securities | $187.39M |
| Available-for-sale debt securities | $107.07M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $80.35M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First State Bank?
$510.63M as of the latest filing.
How much are The First State Bank's total deposits?
$426.73M in total deposits.
Where is The First State Bank located?
Norton, KS.
What is the Net Interest Margin?
4.01%.
How many domestic offices does it operate?
5.
When was it established?
04/21/1902.
What is the Return on Assets (ROA)?
1.82%.
How much are total loans and leases?
$294.06M (latest filing).
What is the total interest income (latest filing)?
$6.86M.