Citizens Bank of Kansas
Kingman, KS
IDRSSD: 1014853
Total Assets
$505.48M
Latest filing
Total Deposits
$458.68M
Latest filing
Net Interest Margin
3.31%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Bank of Kansas
300 N Main St
Kingman, KS 67068
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/14/1886FDIC Certificate 3130
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Citizens Bank of Kansas (Main) | 300 N Main St | Kingman, KS |
| 104 WEST MAIN BRANCH | 104 W Main St | Pretty Prairie, KS |
| 1511 MAIN BRANCH | 1511 Main St | Winfield, KS |
| BUCKNER BRANCH | 1033 N Buckner St | Derby, KS |
| MEDICINE LODGE BRANCH | 120 E Kansas Ave | Medicine Lodge, KS |
| ROCK ROAD OFFICE | 601 N Rock Rd | Derby, KS |
| WEST CENTRAL BRANCH | 225 Village Rd | El Dorado, KS |
| WICHITA BRANCH | 8718 W 13th St N | Wichita, KS |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/14/1886 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67068 |
| State and County Number | 20095 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 95 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.citizensbankofkansas.com |
| Data Updated | 11/14/2025 |
| CERT | 4707 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $505.48M |
| Total Deposits | $458.68M |
| Total Liabilities | $475.07M |
| Total Equity Capital | $30.41M |
| Net Income | $1.16M |
| Net Loans and Leases | $233.28M |
| Assets Per Employee ($Millions) | $5.27M |
| Bank Premises and Fixed Assets | $7.22M |
| Cash and Balances due from Depository Institutions | $20.22M |
| Deposits Held in Domestic Offices | $458.68M |
Key Performance Ratios
| Return on Assets (ROA) | 0.91% |
| Return on Equity (ROE) | 17.32% |
| Net Interest Margin | 3.31% |
| Efficiency Ratio | 74.69% |
| Tier 1 Risk-Based Capital Ratio | 15.047% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.016% |
| Earning Assets to total Assets | 91.28% |
Income and Expense
| Total Interest Income | $5.36M |
| Total Noninterest Income | $868.00k |
| Total Interest Expense | $1.51M |
| Total Noninterest Expense | $3.55M |
| Net Interest Income | $3.85M |
| Pre-tax Net Operating Income | $1.17M |
| Provision for Credit Losses | $-4,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $157.00k |
| Other borrowed funds | $15.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $241.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.39M |
| Total Liabilities and Capital | $505.48M |
Securities
| Securities | $215.27M |
| Available-for-sale debt securities | $215.27M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Bank of Kansas?
$505.48M as of the latest filing.
How much are Citizens Bank of Kansas's total deposits?
$458.68M in total deposits.
Where is Citizens Bank of Kansas located?
Kingman, KS.
What is the Net Interest Margin?
3.31%.
How many domestic offices does it operate?
11.
When was it established?
05/14/1886.
What is the Return on Assets (ROA)?
0.91%.
How much are total loans and leases?
$233.28M (latest filing).
What is the total interest income (latest filing)?
$5.36M.