Cornerstone Bank
Overland Park, KS
IDRSSD: 3027763
Total Assets
$486.13M
Latest filing
Total Deposits
$328.98M
Latest filing
Net Interest Margin
3.01%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Cornerstone Bank
9120 W 135th St
Overland Park, KS 66221
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/26/2001FDIC Certificate 360127
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Cornerstone Bank (Main) | 9120 W 135th St | Overland Park, KS | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/26/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66221 |
| State and County Number | 20091 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 31 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/26/2001 |
| Primary Insurance Agency | DIF |
| Website | WWW.CORNERSTONEBK.COM |
| Data Updated | 11/14/2025 |
| CERT | 57250 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $486.13M |
| Total Deposits | $328.98M |
| Total Liabilities | $444.39M |
| Total Equity Capital | $41.73M |
| Net Income | $1.33M |
| Net Loans and Leases | $416.54M |
| Assets Per Employee ($Millions) | $15.68M |
| Bank Premises and Fixed Assets | $2.50M |
| Cash and Balances due from Depository Institutions | $34.66M |
| Deposits Held in Domestic Offices | $328.98M |
Key Performance Ratios
| Return on Assets (ROA) | 1.11% |
| Return on Equity (ROE) | 12.91% |
| Net Interest Margin | 3.01% |
| Efficiency Ratio | 54.26% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.585% |
| Earning Assets to total Assets | 97.63% |
Income and Expense
| Total Interest Income | $7.06M |
| Total Noninterest Income | $50.00k |
| Total Interest Expense | $3.55M |
| Total Noninterest Expense | $1.94M |
| Net Interest Income | $3.52M |
| Pre-tax Net Operating Income | $1.38M |
| Provision for Credit Losses | $250.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $112.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.91M |
| Total Liabilities and Capital | $486.13M |
Securities
| Securities | $25.27M |
| Available-for-sale debt securities | $16.28M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $8.99M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cornerstone Bank?
$486.13M as of the latest filing.
How much are Cornerstone Bank's total deposits?
$328.98M in total deposits.
Where is Cornerstone Bank located?
Overland Park, KS.
What is the Net Interest Margin?
3.01%.
How many domestic offices does it operate?
1.
When was it established?
10/26/2001.
What is the Return on Assets (ROA)?
1.11%.
How much are total loans and leases?
$416.54M (latest filing).
What is the total interest income (latest filing)?
$7.06M.