Mid-America Bank
Baldwin City, KS
IDRSSD: 919456
Total Assets
$525.64M
Latest filing
Total Deposits
$407.12M
Latest filing
Net Interest Margin
3.90%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Mid-America Bank
802 Ames St
Baldwin City, KS 66006
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/11/1900FDIC Certificate 11377
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Mid-America Bank (Main) | 802 Ames St | Baldwin City, KS |
| WELLSVILLE BRANCH | 1008 Poplar St | Wellsville, KS |
| LAWRENCE BRANCH | 4114 W 6th St | Lawrence, KS |
| GARDNER BRANCH | 18365 S Gardner Rd | Gardner, KS |
| PALCO BRANCH | 402 Main St | Palco, KS |
| EUDORA BRANCH | 1435 Church St | Eudora, KS |
| MID AMERICA BANK - NORTON BRANCH | 501 Home Ave | Norton, KS |
Showing 6 of 6
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The Baldwin State Bank
Baldwin City, Kansas
→
Assets: $109.31MΔ -78.8%
Citizens Bank of Kansas
Kingman, Kansas
→
Assets: $512.85MΔ -0.5%
Labette Bank
Altamont, Kansas
→
Assets: $509.94MΔ -1.1%
The Peoples Bank
Pratt, Kansas
→
Assets: $521.99MΔ +1.2%
Great American Bank
Lawrence, Kansas
→
Assets: $507.44MΔ -1.6%
Silver Lake Bank
Topeka, Kansas
→
Assets: $505.21MΔ -2.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/11/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66006 |
| State and County Number | 20045 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Lawrence, KS |
Operational Info
| Number of Employees | 60 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/16/1954 |
| Primary Insurance Agency | DIF |
| Website | http://www.mid-americabank.com |
| Data Updated | 11/14/2025 |
| CERT | 17374 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $525.64M |
| Total Deposits | $407.12M |
| Total Liabilities | $473.41M |
| Total Equity Capital | $52.23M |
| Net Income | $1.98M |
| Net Loans and Leases | $407.53M |
| Assets Per Employee ($Millions) | $8.76M |
| Bank Premises and Fixed Assets | $11.08M |
| Cash and Balances due from Depository Institutions | $9.35M |
| Deposits Held in Domestic Offices | $407.12M |
Key Performance Ratios
| Return on Assets (ROA) | 1.52% |
| Return on Equity (ROE) | 15.34% |
| Net Interest Margin | 3.9% |
| Efficiency Ratio | 48.7% |
| Tier 1 Risk-Based Capital Ratio | 12.393% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.937% |
| Earning Assets to total Assets | 92.58% |
Income and Expense
| Total Interest Income | $8.44M |
| Total Noninterest Income | $682.00k |
| Total Interest Expense | $3.75M |
| Total Noninterest Expense | $2.62M |
| Net Interest Income | $4.70M |
| Pre-tax Net Operating Income | $2.71M |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $60.87M |
| Federal Funds Sold & Reverse Repurchase Agreement | $28.50M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.42M |
| Total Liabilities and Capital | $525.64M |
Securities
| Securities | $43.27M |
| Available-for-sale debt securities | $36.57M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $6.70M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Mid-America Bank?
$525.64M as of the latest filing.
How much are Mid-America Bank's total deposits?
$407.12M in total deposits.
Where is Mid-America Bank located?
Baldwin City, KS.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
6.
When was it established?
12/11/1900.
What is the Return on Assets (ROA)?
1.52%.
How much are total loans and leases?
$407.53M (latest filing).
What is the total interest income (latest filing)?
$8.44M.