Mid-America Bank
Baldwin City, KS
IDRSSD: 919456
Total Assets
$566.81M
Latest filing
Total Deposits
$435.27M
Latest filing
Net Interest Margin
3.57%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101114934BALDWIN CITY, KS
Key People
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Locations
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Main Office
Mid-America Bank
802 Ames St
Baldwin City, KS 66006
Full Service - Brick and Mortar
Updated 04/10/2026Established 12/11/1900FDIC Certificate 11377
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Mid-America Bank (Main) | 802 Ames St | Baldwin City, KS |
| WELLSVILLE BRANCH | 1008 Poplar St | Wellsville, KS |
| LAWRENCE BRANCH | 4114 W 6th St | Lawrence, KS |
| GARDNER BRANCH | 18365 S Gardner Rd | Gardner, KS |
| PALCO BRANCH | 402 Main St | Palco, KS |
| EUDORA BRANCH | 1435 Church St | Eudora, KS |
| MID AMERICA BANK - NORTON BRANCH | 501 Home Ave | Norton, KS |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/11/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66006 |
| State and County Number | 20045 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Lawrence, KS |
Operational Info
| Number of Employees | 64 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/16/1954 |
| Primary Insurance Agency | DIF |
| Website | http://www.mid-americabank.com |
| Data Updated | 04/10/2026 |
| CERT | 17374 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $566.81M |
| Total Deposits | $435.27M |
| Total Liabilities | $511.35M |
| Total Equity Capital | $55.47M |
| Net Income | $2.24M |
| Net Loans and Leases | $438.50M |
| Assets Per Employee ($Millions) | $8.72M |
| Bank Premises and Fixed Assets | $11.11M |
| Cash and Balances due from Depository Institutions | $6.57M |
| Deposits Held in Domestic Offices | $435.27M |
Key Performance Ratios
| Return on Assets (ROA) | 1.61% |
| Return on Equity (ROE) | 16.38% |
| Net Interest Margin | 3.57% |
| Efficiency Ratio | 51.34% |
| Tier 1 Risk-Based Capital Ratio | 12.225% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.785% |
| Earning Assets to total Assets | 93.04% |
Income and Expense
| Total Interest Income | $8.58M |
| Total Noninterest Income | $995.00k |
| Total Interest Expense | $3.96M |
| Total Noninterest Expense | $2.88M |
| Net Interest Income | $4.62M |
| Pre-tax Net Operating Income | $2.70M |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $70.57M |
| Federal Funds Sold & Reverse Repurchase Agreement | $30.58M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.50M |
| Total Liabilities and Capital | $566.81M |
Securities
| Securities | $53.43M |
| Available-for-sale debt securities | $46.70M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $6.73M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Mid-America Bank?
$566.81M as of the latest filing.
How much are Mid-America Bank's total deposits?
$435.27M in total deposits.
Where is Mid-America Bank located?
Baldwin City, KS.
What is the Net Interest Margin?
3.57%.
How many domestic offices does it operate?
7.
When was it established?
12/11/1900.
What is the Return on Assets (ROA)?
1.61%.
How much are total loans and leases?
$438.50M (latest filing).
What is the total interest income (latest filing)?
$8.58M.