Kress National Bank
Kress, TX
IDRSSD: 995955
Total Assets
$60.96M
Latest filing
Total Deposits
$54.63M
Latest filing
Net Interest Margin
3.38%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Kress National Bank
101 W 4th St
Kress, TX 79052
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/17/1963FDIC Certificate 12743
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Kress National Bank (Main) | 101 W 4th St | Kress, TX | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The First National Bank in Cooper
Cooper, Texas
→
Assets: $54.21MΔ -0.0%
The First National Bank of Moody
Moody, Texas
→
Assets: $54.20MΔ -0.1%
First State Bank
Junction, Texas
→
Assets: $53.62MΔ -1.1%
Lovelady State Bank
Lovelady, Texas
→
Assets: $54.90MΔ +1.2%
Crowell State Bank
Crowell, Texas
→
Assets: $55.39MΔ +2.1%
Amistad Bank
Del Rio, Texas
→
Assets: $51.28MΔ -5.4%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 09/17/1963 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79052 |
| State and County Number | 48437 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/08/2023 |
| Date of Deposit Insurance | 09/17/1963 |
| Primary Insurance Agency | DIF |
| Website | WWW.KNBKRESS.COM |
| Data Updated | 11/14/2025 |
| CERT | 18892 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $60.96M |
| Total Deposits | $54.63M |
| Total Liabilities | $54.90M |
| Total Equity Capital | $6.05M |
| Net Income | $196.00k |
| Net Loans and Leases | $18.98M |
| Assets Per Employee ($Millions) | $10.16M |
| Bank Premises and Fixed Assets | $76.00k |
| Cash and Balances due from Depository Institutions | $17.83M |
| Deposits Held in Domestic Offices | $54.63M |
Key Performance Ratios
| Return on Assets (ROA) | 1.36% |
| Return on Equity (ROE) | 13.21% |
| Net Interest Margin | 3.38% |
| Efficiency Ratio | 60% |
| Tier 1 Risk-Based Capital Ratio | 24.328% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.933% |
| Earning Assets to total Assets | 96.76% |
Income and Expense
| Total Interest Income | $737.00k |
| Total Noninterest Income | $24.00k |
| Total Interest Expense | $266.00k |
| Total Noninterest Expense | $297.00k |
| Net Interest Income | $471.00k |
| Pre-tax Net Operating Income | $196.00k |
| Provision for Credit Losses | $2.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $272.00k |
| Total Liabilities and Capital | $60.96M |
Securities
| Securities | $23.17M |
| Available-for-sale debt securities | $23.17M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kress National Bank?
$60.96M as of the latest filing.
How much are Kress National Bank's total deposits?
$54.63M in total deposits.
Where is Kress National Bank located?
Kress, TX.
What is the Net Interest Margin?
3.38%.
How many domestic offices does it operate?
1.
When was it established?
09/17/1963.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$18.98M (latest filing).
What is the total interest income (latest filing)?
$737.00k.