The Commercial Bank
Mason, TX
IDRSSD: 491653
Total Assets
$111.55M
Latest filing
Total Deposits
$96.37M
Latest filing
Net Interest Margin
3.66%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Commercial Bank
100 Moody St
Mason, TX 76856
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/04/1966FDIC Certificate 13394
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The Commercial Bank (Main) | 100 Moody St | Mason, TX | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/04/1966 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76856 |
| State and County Number | 48319 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 10 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/26/1966 |
| Primary Insurance Agency | DIF |
| Website | http://www.tcbmason.com |
| Data Updated | 01/30/2026 |
| CERT | 19595 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $111.55M |
| Total Deposits | $96.37M |
| Total Liabilities | $101.25M |
| Total Equity Capital | $10.29M |
| Net Income | $423.00k |
| Net Loans and Leases | $44.45M |
| Assets Per Employee ($Millions) | $11.15M |
| Bank Premises and Fixed Assets | $700.00k |
| Cash and Balances due from Depository Institutions | $6.94M |
| Deposits Held in Domestic Offices | $96.37M |
Key Performance Ratios
| Return on Assets (ROA) | 1.54% |
| Return on Equity (ROE) | 16.93% |
| Net Interest Margin | 3.66% |
| Efficiency Ratio | 57.88% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.227% |
| Earning Assets to total Assets | 96.01% |
Income and Expense
| Total Interest Income | $1.48M |
| Total Noninterest Income | $35.00k |
| Total Interest Expense | $512.00k |
| Total Noninterest Expense | $580.00k |
| Net Interest Income | $967.00k |
| Pre-tax Net Operating Income | $472.00k |
| Provision for Credit Losses | $-50,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.40M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $483.00k |
| Total Liabilities and Capital | $111.55M |
Securities
| Securities | $56.93M |
| Available-for-sale debt securities | $56.18M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $750.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Commercial Bank?
$111.55M as of the latest filing.
How much are The Commercial Bank's total deposits?
$96.37M in total deposits.
Where is The Commercial Bank located?
Mason, TX.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
1.
When was it established?
04/04/1966.
What is the Return on Assets (ROA)?
1.54%.
How much are total loans and leases?
$44.45M (latest filing).
What is the total interest income (latest filing)?
$1.48M.