Junction National Bank
Junction, TX
IDRSSD: 741152
Total Assets
$94.55M
Latest filing
Total Deposits
$86.39M
Latest filing
Net Interest Margin
3.38%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
114921761JUNCTION, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Junction National Bank
701 Main St
Junction, TX 76849
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/01/1935FDIC Certificate 9456
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Junction National Bank (Main) | 701 Main St | Junction, TX | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 04/01/1935 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76849 |
| State and County Number | 48267 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/01/1935 |
| Primary Insurance Agency | DIF |
| Website | www.junctionnational.com |
| Data Updated | 01/30/2026 |
| CERT | 15078 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $94.55M |
| Total Deposits | $86.39M |
| Total Liabilities | $86.56M |
| Total Equity Capital | $8.00M |
| Net Income | $314.00k |
| Net Loans and Leases | $20.81M |
| Assets Per Employee ($Millions) | $8.6M |
| Bank Premises and Fixed Assets | $250.00k |
| Cash and Balances due from Depository Institutions | $23.65M |
| Deposits Held in Domestic Offices | $86.39M |
Key Performance Ratios
| Return on Assets (ROA) | 1.34% |
| Return on Equity (ROE) | 16.06% |
| Net Interest Margin | 3.38% |
| Efficiency Ratio | 50.81% |
| Tier 1 Risk-Based Capital Ratio | 37.299% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.458% |
| Earning Assets to total Assets | 97.27% |
Income and Expense
| Total Interest Income | $945.00k |
| Total Noninterest Income | $100.00k |
| Total Interest Expense | $181.00k |
| Total Noninterest Expense | $439.00k |
| Net Interest Income | $764.00k |
| Pre-tax Net Operating Income | $425.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $168.00k |
| Total Liabilities and Capital | $94.55M |
Securities
| Securities | $49.32M |
| Available-for-sale debt securities | $49.32M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Junction National Bank?
$94.55M as of the latest filing.
How much are Junction National Bank's total deposits?
$86.39M in total deposits.
Where is Junction National Bank located?
Junction, TX.
What is the Net Interest Margin?
3.38%.
How many domestic offices does it operate?
1.
When was it established?
04/01/1935.
What is the Return on Assets (ROA)?
1.34%.
How much are total loans and leases?
$20.81M (latest filing).
What is the total interest income (latest filing)?
$945.00k.