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Junction National Bank

Junction, TX
IDRSSD: 741152
Total Assets
$92.36M
Latest filing
Total Deposits
$84.49M
Latest filing
Net Interest Margin
3.23%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date04/01/1935
Community BankYes
Ownership TypeNot Mutual
ZIP76849
State and County Number48267
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees11
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/01/1935
Primary Insurance AgencyDIF
Websitewww.junctionnational.com
Data Updated11/14/2025
CERT15078
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$92.36M
Total Deposits$84.49M
Total Liabilities$84.71M
Total Equity Capital$7.65M
Net Income$350.00k
Net Loans and Leases$20.51M
Assets Per Employee ($Millions)$8.4M
Bank Premises and Fixed Assets$245.00k
Cash and Balances due from Depository Institutions$21.64M
Deposits Held in Domestic Offices$84.49M

Key Performance Ratios

Return on Assets (ROA)1.55%
Return on Equity (ROE)20.23%
Net Interest Margin3.23%
Efficiency Ratio56.63%
Tier 1 Risk-Based Capital Ratio37.352%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.282%
Earning Assets to total Assets96.46%

Income and Expense

Total Interest Income$883.00k
Total Noninterest Income$100.00k
Total Interest Expense$176.00k
Total Noninterest Expense$457.00k
Net Interest Income$707.00k
Pre-tax Net Operating Income$350.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$219.00k
Total Liabilities and Capital$92.36M

Securities

Securities$49.53M
Available-for-sale debt securities$49.53M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Junction National Bank?
$92.36M as of the latest filing.
How much are Junction National Bank's total deposits?
$84.49M in total deposits.
Where is Junction National Bank located?
Junction, TX.
What is the Net Interest Margin?
3.23%.
How many domestic offices does it operate?
1.
When was it established?
04/01/1935.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$20.51M (latest filing).
What is the total interest income (latest filing)?
$883.00k.