The First National Bank of Trinity
Trinity, TX
IDRSSD: 479567
Total Assets
$92.98M
Latest filing
Total Deposits
$86.32M
Latest filing
Net Interest Margin
4.14%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Trinity
145 S Robb St
Trinity, TX 75862
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/11/1911FDIC Certificate 3780
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Trinity (Main) | 145 S Robb St | Trinity, TX |
| RIVERSIDE BANK BRANCH | 3745 State Hwy 19 | Riverside, TX |
| RIVERSIDE BANK OF JEFFERSON BRANCH | 371 S Walcott St | Jefferson, TX |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 09/11/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75862 |
| State and County Number | 48455 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbtrinity.com |
| Data Updated | 11/14/2025 |
| CERT | 5559 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $92.98M |
| Total Deposits | $86.32M |
| Total Liabilities | $87.24M |
| Total Equity Capital | $5.74M |
| Net Income | $292.00k |
| Net Loans and Leases | $43.87M |
| Assets Per Employee ($Millions) | $3.87M |
| Bank Premises and Fixed Assets | $1.50M |
| Cash and Balances due from Depository Institutions | $9.36M |
| Deposits Held in Domestic Offices | $86.32M |
Key Performance Ratios
| Return on Assets (ROA) | 1.28% |
| Return on Equity (ROE) | 22.68% |
| Net Interest Margin | 4.14% |
| Efficiency Ratio | 73.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.171% |
| Earning Assets to total Assets | 94.08% |
Income and Expense
| Total Interest Income | $1.12M |
| Total Noninterest Income | $202.00k |
| Total Interest Expense | $232.00k |
| Total Noninterest Expense | $798.00k |
| Net Interest Income | $889.00k |
| Pre-tax Net Operating Income | $293.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $225.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $920.00k |
| Total Liabilities and Capital | $92.98M |
Securities
| Securities | $35.61M |
| Available-for-sale debt securities | $35.61M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Trinity?
$92.98M as of the latest filing.
How much are The First National Bank of Trinity's total deposits?
$86.32M in total deposits.
Where is The First National Bank of Trinity located?
Trinity, TX.
What is the Net Interest Margin?
4.14%.
How many domestic offices does it operate?
3.
When was it established?
09/11/1911.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$43.87M (latest filing).
What is the total interest income (latest filing)?
$1.12M.