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Spur Security Bank

Spur, TX
IDRSSD: 409265
Total Assets
$120.92M
Latest filing
Total Deposits
$111.94M
Latest filing
Net Interest Margin
3.66%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/23/1933
Community BankYes
Ownership TypeNot Mutual
ZIP79370
State and County Number48125
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees17
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance02/09/1937
Primary Insurance AgencyDIF
Websitewww.spur.bank
Data Updated11/14/2025
CERT15460
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$120.92M
Total Deposits$111.94M
Total Liabilities$112.57M
Total Equity Capital$8.35M
Net Income$161.00k
Net Loans and Leases$75.97M
Assets Per Employee ($Millions)$6.36M
Bank Premises and Fixed Assets$348.00k
Cash and Balances due from Depository Institutions$10.10M
Deposits Held in Domestic Offices$111.94M

Key Performance Ratios

Return on Assets (ROA)0.54%
Return on Equity (ROE)8.31%
Net Interest Margin3.66%
Efficiency Ratio78.35%
Tier 1 Risk-Based Capital Ratio17.456%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.37%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets6.903%
Earning Assets to total Assets95.44%

Income and Expense

Total Interest Income$1.83M
Total Noninterest Income$72.00k
Total Interest Expense$786.00k
Total Noninterest Expense$872.00k
Net Interest Income$1.04M
Pre-tax Net Operating Income$131.00k
Provision for Credit Losses$110.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$5.00M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$637.00k
Total Liabilities and Capital$120.92M

Securities

Securities$28.07M
Available-for-sale debt securities$28.07M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Spur Security Bank?
$120.92M as of the latest filing.
How much are Spur Security Bank's total deposits?
$111.94M in total deposits.
Where is Spur Security Bank located?
Spur, TX.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
1.
When was it established?
12/23/1933.
What is the Return on Assets (ROA)?
0.54%.
How much are total loans and leases?
$75.97M (latest filing).
What is the total interest income (latest filing)?
$1.83M.