Mason Bank
Mason, TX
IDRSSD: 368054
Total Assets
$141.73M
Latest filing
Total Deposits
$118.32M
Latest filing
Net Interest Margin
4.05%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Mason Bank
111 Westmoreland Street
Mason, TX 76856
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/15/1904FDIC Certificate 2153
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Mason Bank (Main) | 111 Westmoreland Street | Mason, TX | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/15/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76856 |
| State and County Number | 48319 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.masonbank.com |
| Data Updated | 11/14/2025 |
| CERT | 3327 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $141.73M |
| Total Deposits | $118.32M |
| Total Liabilities | $118.81M |
| Total Equity Capital | $22.91M |
| Net Income | $558.00k |
| Net Loans and Leases | $65.02M |
| Assets Per Employee ($Millions) | $7.46M |
| Bank Premises and Fixed Assets | $505.00k |
| Cash and Balances due from Depository Institutions | $6.97M |
| Deposits Held in Domestic Offices | $118.32M |
Key Performance Ratios
| Return on Assets (ROA) | 1.6% |
| Return on Equity (ROE) | 10.22% |
| Net Interest Margin | 4.05% |
| Efficiency Ratio | 55.7% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.167% |
| Earning Assets to total Assets | 94.74% |
Income and Expense
| Total Interest Income | $1.71M |
| Total Noninterest Income | $86.00k |
| Total Interest Expense | $369.00k |
| Total Noninterest Expense | $796.00k |
| Net Interest Income | $1.34M |
| Pre-tax Net Operating Income | $558.00k |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $321.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $489.00k |
| Total Liabilities and Capital | $141.73M |
Securities
| Securities | $66.47M |
| Available-for-sale debt securities | $62.38M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $4.09M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Mason Bank?
$141.73M as of the latest filing.
How much are Mason Bank's total deposits?
$118.32M in total deposits.
Where is Mason Bank located?
Mason, TX.
What is the Net Interest Margin?
4.05%.
How many domestic offices does it operate?
1.
When was it established?
01/15/1904.
What is the Return on Assets (ROA)?
1.6%.
How much are total loans and leases?
$65.02M (latest filing).
What is the total interest income (latest filing)?
$1.71M.