First Capital Bank
Quanah, TX
IDRSSD: 919568
Total Assets
$107.16M
Latest filing
Total Deposits
$96.97M
Latest filing
Net Interest Margin
5.21%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Capital Bank
120 W 3rd St
Quanah, TX 79252
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1907FDIC Certificate 2213
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Capital Bank (Main) | 120 W 3rd St | Quanah, TX |
| WICHITA FALLS BRANCH | 5030 Stone Lake Dr | Wichita Falls, TX |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79252 |
| State and County Number | 48197 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/31/2017 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fcbqt.com |
| Data Updated | 11/14/2025 |
| CERT | 3399 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $107.16M |
| Total Deposits | $96.97M |
| Total Liabilities | $97.38M |
| Total Equity Capital | $9.77M |
| Net Income | $125.00k |
| Net Loans and Leases | $77.13M |
| Assets Per Employee ($Millions) | $4.66M |
| Bank Premises and Fixed Assets | $2.82M |
| Cash and Balances due from Depository Institutions | $6.66M |
| Deposits Held in Domestic Offices | $96.97M |
Key Performance Ratios
| Return on Assets (ROA) | 0.48% |
| Return on Equity (ROE) | 5.15% |
| Net Interest Margin | 5.21% |
| Efficiency Ratio | 75.5% |
| Tier 1 Risk-Based Capital Ratio | 12.338% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.119% |
| Earning Assets to total Assets | 88.4% |
Income and Expense
| Total Interest Income | $1.62M |
| Total Noninterest Income | $148.00k |
| Total Interest Expense | $422.00k |
| Total Noninterest Expense | $1.01M |
| Net Interest Income | $1.20M |
| Pre-tax Net Operating Income | $329.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $91.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $16.59M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $409.00k |
| Total Liabilities and Capital | $107.16M |
Securities
| Securities | $969.00k |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $969.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Capital Bank?
$107.16M as of the latest filing.
How much are First Capital Bank's total deposits?
$96.97M in total deposits.
Where is First Capital Bank located?
Quanah, TX.
What is the Net Interest Margin?
5.21%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
0.48%.
How much are total loans and leases?
$77.13M (latest filing).
What is the total interest income (latest filing)?
$1.62M.