Citizens National Bank
Crockett, TX
IDRSSD: 700252
Total Assets
$101.50M
Latest filing
Total Deposits
$87.85M
Latest filing
Net Interest Margin
4.21%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Citizens National Bank
1320 E Loop 304
Crockett, TX 75835
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/07/1982FDIC Certificate 16790
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Citizens National Bank (Main) | 1320 E Loop 304 | Crockett, TX | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The First National Bank of Hebbronville
Hebbronville, Texas
→
Assets: $93.11MΔ -0.3%
The First National Bank of Trinity
Trinity, Texas
→
Assets: $89.80MΔ -3.8%
Bandera Bank
Bandera, Texas
→
Assets: $89.74MΔ -3.9%
Junction National Bank
Junction, Texas
→
Assets: $88.70MΔ -5.0%
Atascosa Bank
Pleasanton, Texas
→
Assets: $87.86MΔ -5.9%
The First National Bank of Anson
Anson, Texas
→
Assets: $86.77MΔ -7.1%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 09/07/1982 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75835 |
| State and County Number | 48225 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/07/1982 |
| Primary Insurance Agency | DIF |
| Website | http://www.cnbcrockett.com |
| Data Updated | 11/14/2025 |
| CERT | 24085 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $101.50M |
| Total Deposits | $87.85M |
| Total Liabilities | $89.98M |
| Total Equity Capital | $11.52M |
| Net Income | $111.00k |
| Net Loans and Leases | $31.04M |
| Assets Per Employee ($Millions) | $6.77M |
| Bank Premises and Fixed Assets | $687.00k |
| Cash and Balances due from Depository Institutions | $7.22M |
| Deposits Held in Domestic Offices | $87.85M |
Key Performance Ratios
| Return on Assets (ROA) | 0.46% |
| Return on Equity (ROE) | 3.96% |
| Net Interest Margin | 4.21% |
| Efficiency Ratio | 96.64% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.31% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.352% |
| Earning Assets to total Assets | 93.63% |
Income and Expense
| Total Interest Income | $1.03M |
| Total Noninterest Income | $116.00k |
| Total Interest Expense | $72.00k |
| Total Noninterest Expense | $1.03M |
| Net Interest Income | $955.00k |
| Pre-tax Net Operating Income | $111.00k |
| Provision for Credit Losses | $-75,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $23.31M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.12M |
| Total Liabilities and Capital | $101.50M |
Securities
| Securities | $34.80M |
| Available-for-sale debt securities | $34.80M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens National Bank?
$101.50M as of the latest filing.
How much are Citizens National Bank's total deposits?
$87.85M in total deposits.
Where is Citizens National Bank located?
Crockett, TX.
What is the Net Interest Margin?
4.21%.
How many domestic offices does it operate?
1.
When was it established?
09/07/1982.
What is the Return on Assets (ROA)?
0.46%.
How much are total loans and leases?
$31.04M (latest filing).
What is the total interest income (latest filing)?
$1.03M.