Great Southern Bank
Meridian, MS
IDRSSD: 101738
Total Assets
$331.14M
Latest filing
Total Deposits
$303.02M
Latest filing
Net Interest Margin
3.36%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
065303784MERIDIAN, MS
Key People
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Locations
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Main Office
Great Southern Bank
218 22nd Ave S
Meridian, MS 39301
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/02/1902FDIC Certificate 5458
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Great Southern Bank (Main) | 218 22nd Ave S | Meridian, MS |
| WAYNESBORO BRANCH | 1010 Azalea Dr | Waynesboro, MS |
| HATTIESBURG MAIN BRANCH | 1300 Hardy St | Hattiesburg, MS |
| QUITMAN BRANCH | 105 S Archusa Ave | Quitman, MS |
| ENTERPRISE BRANCH | Highway 11 And State Street | Enterprise, MS |
| MERIDIAN NORTH-BRANCH | 2441 N Hills St | Meridian, MS |
| COLLEGE PARK BRANCH | Highway 11 South And Highway 19 | Meridian, MS |
| BANK OF DECATUR BRANCH | 15122 Highway 15 | Decatur, MS |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/02/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 39301 |
| State and County Number | 28075 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Meridian, MS |
Operational Info
| Number of Employees | 84 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.greatsouthern.bank |
| Data Updated | 01/30/2026 |
| CERT | 8552 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $331.14M |
| Total Deposits | $303.02M |
| Total Liabilities | $304.67M |
| Total Equity Capital | $26.47M |
| Net Income | $583.00k |
| Net Loans and Leases | $144.13M |
| Assets Per Employee ($Millions) | $3.52M |
| Bank Premises and Fixed Assets | $8.76M |
| Cash and Balances due from Depository Institutions | $16.56M |
| Deposits Held in Domestic Offices | $303.02M |
Key Performance Ratios
| Return on Assets (ROA) | 0.71% |
| Return on Equity (ROE) | 8.92% |
| Net Interest Margin | 3.36% |
| Efficiency Ratio | 82.32% |
| Tier 1 Risk-Based Capital Ratio | 20.125% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.993% |
| Earning Assets to total Assets | 93.6% |
Income and Expense
| Total Interest Income | $3.38M |
| Total Noninterest Income | $700.00k |
| Total Interest Expense | $786.00k |
| Total Noninterest Expense | $2.71M |
| Net Interest Income | $2.60M |
| Pre-tax Net Operating Income | $583.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $981.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.65M |
| Total Liabilities and Capital | $331.14M |
Securities
| Securities | $153.67M |
| Available-for-sale debt securities | $89.47M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $64.20M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Great Southern Bank?
$331.14M as of the latest filing.
How much are Great Southern Bank's total deposits?
$303.02M in total deposits.
Where is Great Southern Bank located?
Meridian, MS.
What is the Net Interest Margin?
3.36%.
How many domestic offices does it operate?
11.
When was it established?
03/02/1902.
What is the Return on Assets (ROA)?
0.71%.
How much are total loans and leases?
$144.13M (latest filing).
What is the total interest income (latest filing)?
$3.38M.