Copiah Bank
Hazlehurst, MS
IDRSSD: 398837
Total Assets
$319.79M
Latest filing
Total Deposits
$280.41M
Latest filing
Net Interest Margin
4.11%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Copiah Bank
101 Caldwell Dr
Hazlehurst, MS 39083
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/26/1891FDIC Certificate 5249
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Copiah Bank (Main) | 101 Caldwell Dr | Hazlehurst, MS |
| CALDWELL BRANCH | 686 Caldwell Dr | Hazlehurst, MS |
| WESSON BRANCH | Highway 51 And Church Street | Wesson, MS |
| CRYSTAL SPRINGS BRANCH | 407 E Railroad Ave | Crystal Springs, MS |
| BYRAM BRANCH | 5754 Terry Rd | Byram, MS |
| FLORENCE BRANCH | 150 Earl Clark Dr | Florence, MS |
| RICHLAND OFFICE BRANCH | 145 W Harper St | Richland, MS |
| CLINTON OFFICE BRANCH | 767 Clinton Pkwy | Clinton, MS |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/26/1891 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 39083 |
| State and County Number | 28029 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Jackson, MS |
Operational Info
| Number of Employees | 62 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.COPIAHBANK.COM |
| Data Updated | 11/14/2025 |
| CERT | 8231 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $319.79M |
| Total Deposits | $280.41M |
| Total Liabilities | $282.95M |
| Total Equity Capital | $36.84M |
| Net Income | $928.00k |
| Net Loans and Leases | $172.88M |
| Assets Per Employee ($Millions) | $5.24M |
| Bank Premises and Fixed Assets | $8.92M |
| Cash and Balances due from Depository Institutions | $7.31M |
| Deposits Held in Domestic Offices | $280.41M |
Key Performance Ratios
| Return on Assets (ROA) | 1.17% |
| Return on Equity (ROE) | 10.26% |
| Net Interest Margin | 4.11% |
| Efficiency Ratio | 71.4% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.25% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.521% |
| Earning Assets to total Assets | 92.69% |
Income and Expense
| Total Interest Income | $4.14M |
| Total Noninterest Income | $334.00k |
| Total Interest Expense | $1.11M |
| Total Noninterest Expense | $2.40M |
| Net Interest Income | $3.03M |
| Pre-tax Net Operating Income | $1.16M |
| Provision for Credit Losses | $-196,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.54M |
| Total Liabilities and Capital | $319.79M |
Securities
| Securities | $121.16M |
| Available-for-sale debt securities | $80.27M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $40.95M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Copiah Bank?
$319.79M as of the latest filing.
How much are Copiah Bank's total deposits?
$280.41M in total deposits.
Where is Copiah Bank located?
Hazlehurst, MS.
What is the Net Interest Margin?
4.11%.
How many domestic offices does it operate?
9.
When was it established?
10/26/1891.
What is the Return on Assets (ROA)?
1.17%.
How much are total loans and leases?
$172.88M (latest filing).
What is the total interest income (latest filing)?
$4.14M.