BankOkolona
Okolona, MS
IDRSSD: 919344
Total Assets
$342.35M
Latest filing
Total Deposits
$309.44M
Latest filing
Net Interest Margin
3.50%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
BankOkolona
227 W Main St
Okolona, MS 38860
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/31/1931FDIC Certificate 4023
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| BankOkolona (Main) | 227 W Main St | Okolona, MS |
| ABERDEEN BRANCH | 111 W Commerce St | Aberdeen, MS |
| HOUSTON BRANCH | 321 W Madison St | Houston, MS |
| MANTEE BRANCH | 54 First St | Mantee, MS |
| CALHOUN BANKING CENTER BRANCH | 122 S Pontotoc Rd | Bruce, MS |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/31/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38860 |
| State and County Number | 28017 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 60 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/01/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankokolona.com |
| Data Updated | 11/14/2025 |
| CERT | 5902 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $342.35M |
| Total Deposits | $309.44M |
| Total Liabilities | $314.05M |
| Total Equity Capital | $28.30M |
| Net Income | $1.02M |
| Net Loans and Leases | $238.43M |
| Assets Per Employee ($Millions) | $5.8M |
| Bank Premises and Fixed Assets | $5.59M |
| Cash and Balances due from Depository Institutions | $23.53M |
| Deposits Held in Domestic Offices | $309.44M |
Key Performance Ratios
| Return on Assets (ROA) | 1.18% |
| Return on Equity (ROE) | 14.68% |
| Net Interest Margin | 3.5% |
| Efficiency Ratio | 68.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.266% |
| Earning Assets to total Assets | 94.15% |
Income and Expense
| Total Interest Income | $4.90M |
| Total Noninterest Income | $406.00k |
| Total Interest Expense | $2.07M |
| Total Noninterest Expense | $2.21M |
| Net Interest Income | $2.83M |
| Pre-tax Net Operating Income | $1.02M |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.81M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.80M |
| Total Liabilities and Capital | $342.35M |
Securities
| Securities | $64.28M |
| Available-for-sale debt securities | $64.28M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BankOkolona?
$342.35M as of the latest filing.
How much are BankOkolona's total deposits?
$309.44M in total deposits.
Where is BankOkolona located?
Okolona, MS.
What is the Net Interest Margin?
3.50%.
How many domestic offices does it operate?
5.
When was it established?
01/31/1931.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$238.43M (latest filing).
What is the total interest income (latest filing)?
$4.90M.