Texas First Bank
Texas City, TX
IDRSSD: 473266
Total Assets
$2.32B
Latest filing
Total Deposits
$2.02B
Latest filing
Net Interest Margin
3.79%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Texas First Bank
3232 Palmer Hwy
Texas City, TX 77590
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/23/1982FDIC Certificate 16636
Branches (26)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Texas First Bank (Main) | 3232 Palmer Hwy | Texas City, TX |
| FIRST TEXAS BANK - HITCHCOCK BRANCH | 8128 Highway 6 | Hitchcock, TX |
| SANTA FE BRANCH | 12402 Highway 6 | Santa Fe, TX |
| PASADENA BRANCH | 6731 Spencer Hwy | Pasadena, TX |
| FANNETT BRANCH | 16831 Highway 124 | Fannett, TX |
| LAMARQUE BRANCH | 3000 Fm 1764 Rd | La Marque, TX |
| GALVESTON BRANCH | 2401 Broadway St | Galveston, TX |
| PIRATES BEACH BRANCH | 13701 Fm 3005 Rd | Galveston, TX |
Showing 7 of 26
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/23/1982 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77590 |
| State and County Number | 48167 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 270 |
| Domestic Offices | 27 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/23/1982 |
| Primary Insurance Agency | DIF |
| Website | texasfirst.bank |
| Data Updated | 11/14/2025 |
| CERT | 23799 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.32B |
| Total Deposits | $2.02B |
| Total Liabilities | $2.09B |
| Total Equity Capital | $232.08M |
| Net Income | $8.76M |
| Net Loans and Leases | $1.32B |
| Assets Per Employee ($Millions) | $8.66M |
| Bank Premises and Fixed Assets | $33.11M |
| Cash and Balances due from Depository Institutions | $92.72M |
| Deposits Held in Domestic Offices | $2.02B |
Key Performance Ratios
| Return on Assets (ROA) | 1.49% |
| Return on Equity (ROE) | 15.45% |
| Net Interest Margin | 3.79% |
| Efficiency Ratio | 61.01% |
| Tier 1 Risk-Based Capital Ratio | 14.39% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.003% |
| Earning Assets to total Assets | 93.37% |
Income and Expense
| Total Interest Income | $29.53M |
| Total Noninterest Income | $2.63M |
| Total Interest Expense | $8.79M |
| Total Noninterest Expense | $14.29M |
| Net Interest Income | $20.73M |
| Pre-tax Net Operating Income | $8.76M |
| Provision for Credit Losses | $325.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $48.83M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $15.21M |
| Total Liabilities and Capital | $2.32B |
Securities
| Securities | $801.74M |
| Available-for-sale debt securities | $314.57M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $487.27M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Texas First Bank?
$2.32B as of the latest filing.
How much are Texas First Bank's total deposits?
$2.02B in total deposits.
Where is Texas First Bank located?
Texas City, TX.
What is the Net Interest Margin?
3.79%.
How many domestic offices does it operate?
27.
When was it established?
04/23/1982.
What is the Return on Assets (ROA)?
1.49%.
How much are total loans and leases?
$1.32B (latest filing).
What is the total interest income (latest filing)?
$29.53M.