Community National Bank
Midland, TX
IDRSSD: 293053
Total Assets
$2.59B
Latest filing
Total Deposits
$2.24B
Latest filing
Net Interest Margin
5.35%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
116312873MIDLAND, TX316386434MIDLAND, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Community National Bank
500 W Illinois Ave
Midland, TX 79701
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/03/1984FDIC Certificate 17260
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Community National Bank (Main) | 500 W Illinois Ave | Midland, TX |
| FLORIDA STREET BRANCH | 601 E Florida Ave | Midland, TX |
| A STREET BRANCH | 719 W Louisiana Ave | Midland, TX |
| CUTHBERT BRANCH | 3005 W Cuthbert Ave | Midland, TX |
| MIDLAND DRIVE BRANCH | 1609 N Midland Dr | Midland, TX |
| 1211 NORTH LAMESA BRANCH | 1211 N Lamesa Hwy | Stanton, TX |
| TREMONT BRANCH | 5329 W Loop 250 N | Midland, TX |
| PLAZA OAKS BRANCH | 2101 W Wadley Ave | Midland, TX |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/03/1984 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79701 |
| State and County Number | 48329 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Midland, TX |
Operational Info
| Number of Employees | 276 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/03/1984 |
| Primary Insurance Agency | DIF |
| Website | www.cnbtx.bank |
| Data Updated | 01/30/2026 |
| CERT | 24897 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.59B |
| Total Deposits | $2.24B |
| Total Liabilities | $2.28B |
| Total Equity Capital | $311.20M |
| Net Income | $14.12M |
| Net Loans and Leases | $1.59B |
| Assets Per Employee ($Millions) | $9.45M |
| Bank Premises and Fixed Assets | $44.11M |
| Cash and Balances due from Depository Institutions | $630.47M |
| Deposits Held in Domestic Offices | $2.24B |
Key Performance Ratios
| Return on Assets (ROA) | 2.29% |
| Return on Equity (ROE) | 18.5% |
| Net Interest Margin | 5.35% |
| Efficiency Ratio | 46.32% |
| Tier 1 Risk-Based Capital Ratio | 15.826% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.025% |
| Earning Assets to total Assets | 94.1% |
Income and Expense
| Total Interest Income | $36.81M |
| Total Noninterest Income | $2.57M |
| Total Interest Expense | $5.99M |
| Total Noninterest Expense | $15.46M |
| Net Interest Income | $30.82M |
| Pre-tax Net Operating Income | $18.01M |
| Provision for Credit Losses | $-87,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.01M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $38.26M |
| Total Liabilities and Capital | $2.59B |
Securities
| Securities | $250.37M |
| Available-for-sale debt securities | $250.37M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community National Bank?
$2.59B as of the latest filing.
How much are Community National Bank's total deposits?
$2.24B in total deposits.
Where is Community National Bank located?
Midland, TX.
What is the Net Interest Margin?
5.35%.
How many domestic offices does it operate?
11.
When was it established?
01/03/1984.
What is the Return on Assets (ROA)?
2.29%.
How much are total loans and leases?
$1.59B (latest filing).
What is the total interest income (latest filing)?
$36.81M.