North Dallas Bank & Trust Co.
Dallas, TX
IDRSSD: 490450
Total Assets
$1.87B
Latest filing
Total Deposits
$1.59B
Latest filing
Net Interest Margin
2.51%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
North Dallas Bank & Trust Co.
12900 Preston Rd
Dallas, TX 75230
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/20/1961FDIC Certificate 12268
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| North Dallas Bank & Trust Co. (Main) | 12900 Preston Rd | Dallas, TX |
| PLANO BRANCH | 3900 Preston Rd | Plano, TX |
| IRVING BRANCH | 7660 N Macarthur Blvd | Irving, TX |
| FRISCO BRANCH | 7359 Preston Rd | Frisco, TX |
| MOBILE BRANCH | 12900 Preston Rd | Dallas, TX |
| ADDISON BRANCH | 5150 Keller Springs Rd | Dallas, TX |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/20/1961 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75230 |
| State and County Number | 48113 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 168 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/20/1961 |
| Primary Insurance Agency | DIF |
| Website | www.ndbt.com |
| Data Updated | 11/14/2025 |
| CERT | 18355 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.87B |
| Total Deposits | $1.59B |
| Total Liabilities | $1.69B |
| Total Equity Capital | $179.84M |
| Net Income | $2.15M |
| Net Loans and Leases | $1.26B |
| Assets Per Employee ($Millions) | $10.91M |
| Bank Premises and Fixed Assets | $40.96M |
| Cash and Balances due from Depository Institutions | $220.66M |
| Deposits Held in Domestic Offices | $1.59B |
Key Performance Ratios
| Return on Assets (ROA) | 0.46% |
| Return on Equity (ROE) | 4.83% |
| Net Interest Margin | 2.51% |
| Efficiency Ratio | 75.73% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.636% |
| Earning Assets to total Assets | 94.64% |
Income and Expense
| Total Interest Income | $21.66M |
| Total Noninterest Income | $1.64M |
| Total Interest Expense | $10.53M |
| Total Noninterest Expense | $9.67M |
| Net Interest Income | $11.13M |
| Pre-tax Net Operating Income | $2.77M |
| Provision for Credit Losses | $334.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $88.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $793.00k |
| All Other Liabilities | $10.80M |
| Total Liabilities and Capital | $1.87B |
Securities
| Securities | $296.58M |
| Available-for-sale debt securities | $171.95M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $124.64M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of North Dallas Bank & Trust Co.?
$1.87B as of the latest filing.
How much are North Dallas Bank & Trust Co.'s total deposits?
$1.59B in total deposits.
Where is North Dallas Bank & Trust Co. located?
Dallas, TX.
What is the Net Interest Margin?
2.51%.
How many domestic offices does it operate?
6.
When was it established?
03/20/1961.
What is the Return on Assets (ROA)?
0.46%.
How much are total loans and leases?
$1.26B (latest filing).
What is the total interest income (latest filing)?
$21.66M.