TC FEDERAL BANK
Thomasville, GA
IDRSSD: 67870
Total Assets
$559.51M
Latest filing
Total Deposits
$482.99M
Latest filing
Net Interest Margin
3.36%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
TC FEDERAL BANK
131 S Dawson St
Thomasville, GA 31792
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1934FDIC Certificate 42165
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| TC FEDERAL BANK (Main) | 131 S Dawson St | Thomasville, GA |
| TALLAHASSEE BRANCH | 2915 Kerry Forest Pkwy | Tallahassee, FL |
| JACKSONVILLE SAN JOSE BRANCH | 10970 San Jose Boulevard | Jacksonville, FL |
| SAVANNAH HODGSON MEMORIAL BRANCH | 7150 Hodgson Memorial Dr | Savannah, GA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | OCC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31792 |
| State and County Number | 13275 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 37 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Thomasville, GA |
Operational Info
| Number of Employees | 68 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.tcfederal.com |
| Data Updated | 11/14/2025 |
| CERT | 29331 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $559.51M |
| Total Deposits | $482.99M |
| Total Liabilities | $502.49M |
| Total Equity Capital | $57.02M |
| Net Income | $326.00k |
| Net Loans and Leases | $408.05M |
| Assets Per Employee ($Millions) | $8.23M |
| Bank Premises and Fixed Assets | $5.97M |
| Cash and Balances due from Depository Institutions | $32.55M |
| Deposits Held in Domestic Offices | $482.99M |
Key Performance Ratios
| Return on Assets (ROA) | 0.23% |
| Return on Equity (ROE) | 2.32% |
| Net Interest Margin | 3.36% |
| Efficiency Ratio | 95.03% |
| Tier 1 Risk-Based Capital Ratio | 14.348% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.19% |
| Earning Assets to total Assets | 95.12% |
Income and Expense
| Total Interest Income | $7.70M |
| Total Noninterest Income | $266.00k |
| Total Interest Expense | $3.18M |
| Total Noninterest Expense | $4.55M |
| Net Interest Income | $4.52M |
| Pre-tax Net Operating Income | $418.00k |
| Provision for Credit Losses | $-180,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.51M |
| Total Liabilities and Capital | $559.51M |
Securities
| Securities | $93.87M |
| Available-for-sale debt securities | $93.87M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of TC FEDERAL BANK?
$559.51M as of the latest filing.
How much are TC FEDERAL BANK's total deposits?
$482.99M in total deposits.
Where is TC FEDERAL BANK located?
Thomasville, GA.
What is the Net Interest Margin?
3.36%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
0.23%.
How much are total loans and leases?
$408.05M (latest filing).
What is the total interest income (latest filing)?
$7.70M.