The State National Bank of Big Spring

Big Spring, TX
IDRSSD: 169354
Total Assets
$608.36M
Latest filing
Total Deposits
$547.29M
Latest filing
Net Interest Margin
2.62%
Profitability

Locations

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Main Office
The State National Bank of Big Spring
901 S Main St
Big Spring, TX 79720
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/01/1909FDIC Certificate 1980

Branches (2)

Page 1 of 1
NameAddressCity / State
The State National Bank of Big Spring (Main)901 S Main StBig Spring, TX
LAMESA BRANCH801 N 4th StLamesa, TX
O'DONNELL BRANCH9th St & BaldridgeOdonnell, TX
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date03/01/1909
Community BankYes
Ownership TypeNot Mutual
ZIP79720
State and County Number48227
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameBig Spring, TX

Operational Info

Number of Employees37
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.statenational.bank
Data Updated11/14/2025
CERT3103
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$608.36M
Total Deposits$547.29M
Total Liabilities$549.31M
Total Equity Capital$59.05M
Net Income$1.24M
Net Loans and Leases$93.96M
Assets Per Employee ($Millions)$17.89M
Bank Premises and Fixed Assets$1.45M
Cash and Balances due from Depository Institutions$40.54M
Deposits Held in Domestic Offices$547.29M

Key Performance Ratios

Return on Assets (ROA)0.83%
Return on Equity (ROE)8.73%
Net Interest Margin2.62%
Efficiency Ratio41.92%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.72%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.706%
Earning Assets to total Assets95.9%

Income and Expense

Total Interest Income$5.29M
Total Noninterest Income$261.00k
Total Interest Expense$1.58M
Total Noninterest Expense$1.66M
Net Interest Income$3.71M
Pre-tax Net Operating Income$1.24M
Provision for Credit Losses$1.07M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.02M
Total Liabilities and Capital$608.36M

Securities

Securities$457.98M
Available-for-sale debt securities$457.98M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The State National Bank of Big Spring?
$608.36M as of the latest filing.
How much are The State National Bank of Big Spring's total deposits?
$547.29M in total deposits.
Where is The State National Bank of Big Spring located?
Big Spring, TX.
What is the Net Interest Margin?
2.62%.
How many domestic offices does it operate?
3.
When was it established?
03/01/1909.
What is the Return on Assets (ROA)?
0.83%.
How much are total loans and leases?
$93.96M (latest filing).
What is the total interest income (latest filing)?
$5.29M.