State Bank & Trust Company
Golden Meadow, LA
IDRSSD: 485139
Total Assets
$153.12M
Latest filing
Total Deposits
$134.50M
Latest filing
Net Interest Margin
4.06%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
State Bank & Trust Company
176 Washington Street
Golden Meadow, LA 70357
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/16/1953FDIC Certificate 11204
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| State Bank & Trust Company (Main) | 176 Washington Street | Golden Meadow, LA |
| LAROSE BRANCH | 11892 Highway 308 | Larose, LA |
| MATHEWS OFFICE BRANCH | 4674 Highway 1 | Mathews, LA |
| CUT OFF BRANCH | 14828 W Main St | Cut Off, LA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/16/1953 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70357 |
| State and County Number | 22057 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houma-Thibodaux, LA |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/19/2023 |
| Date of Deposit Insurance | 01/16/1953 |
| Primary Insurance Agency | DIF |
| Website | www.sbtcajun.com |
| Data Updated | 11/14/2025 |
| CERT | 17169 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $153.12M |
| Total Deposits | $134.50M |
| Total Liabilities | $140.61M |
| Total Equity Capital | $12.51M |
| Net Income | $396.00k |
| Net Loans and Leases | $92.50M |
| Assets Per Employee ($Millions) | $4.78M |
| Bank Premises and Fixed Assets | $2.09M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $134.50M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 13.06% |
| Net Interest Margin | 4.06% |
| Efficiency Ratio | 75.09% |
| Tier 1 Risk-Based Capital Ratio | 15.957% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.168% |
| Earning Assets to total Assets | 94.39% |
Income and Expense
| Total Interest Income | $2.07M |
| Total Noninterest Income | $141.00k |
| Total Interest Expense | $617.00k |
| Total Noninterest Expense | $1.19M |
| Net Interest Income | $1.45M |
| Pre-tax Net Operating Income | $396.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.11M |
| Total Liabilities and Capital | $153.12M |
Securities
| Securities | $40.97M |
| Available-for-sale debt securities | $28.61M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $12.36M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank & Trust Company?
$153.12M as of the latest filing.
How much are State Bank & Trust Company's total deposits?
$134.50M in total deposits.
Where is State Bank & Trust Company located?
Golden Meadow, LA.
What is the Net Interest Margin?
4.06%.
How many domestic offices does it operate?
4.
When was it established?
01/16/1953.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$92.50M (latest filing).
What is the total interest income (latest filing)?
$2.07M.