SouthState Bank, National Association

Winter Haven, FL
IDRSSD: 1929247
Total Assets
$68.79B
Latest filing
Total Deposits
$56.38B
Latest filing
Net Interest Margin
3.88%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

4 routesView all
053200983WINTER HAVEN, FL063114030WINTER HAVEN, FL063116737WINTER HAVEN, FL111916326WINTER HAVEN, FL

Key People

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Locations

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Main Office
SouthState Bank, National Association
1101 1st St S
Winter Haven, FL 33880
Full Service - Brick and Mortar
Updated 07/24/2026Established 02/21/1992FDIC Certificate 47437

Branches (49 of 373)

Page 1 of 7
Showing a subset of branches for faster page loads. This bank has 374 locations total.
NameAddressCity / State
SouthState Bank, National Association (Main)1101 1st St SWinter Haven, FL
HARTWELL BRANCH241 E Howell StHartwell, GA
KING STREET BRANCH1210 King StJacksonville, FL
WEST EISENHOWER BRANCH2695 W Eisenhower BlvdLoveland, CO
DOWNTOWN DENVER BR1331 17th StDenver, CO
WACO BRANCH8004 Woodway DrWaco, TX
DT FORT PIERCE BRANCH200 S Indian River DrFort Pierce, FL
HOWE BRANCH100 South Denny StreetHowe, TX
Showing 7 of 49

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

Active Watch Signals across growth, allowance, nonperforming, and charge-off portfolios.

Growth

Balance-sheet growth signals

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Allowance

ALLL coverage signals

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Nonperforming

Noncurrent loan signals

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Charge-off

Net charge-off signals

No active Watch signals. Watch Engine runs quarterly after each FFIEC ingestion.

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date02/21/1992
Community BankNo
Ownership TypeNot Mutual
ZIP33880
State and County Number12105
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameLakeland-Winter Haven, FL

Operational Info

Number of Employees6,390
Domestic Offices372
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/01/2025
Date of Deposit Insurance02/21/1992
Primary Insurance AgencyDIF
Websitewww.southstatebank.com
Data Updated07/24/2026
CERT33555
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$68.79B
Total Deposits$56.38B
Total Liabilities$59.10B
Total Equity Capital$9.70B
Net Income$242.77M
Net Loans and Leases$50.67B
Assets Per Employee ($Millions)$10.7M
Bank Premises and Fixed Assets$992.59M
Cash and Balances due from Depository Institutions$2.22B
Deposits Held in Domestic Offices$56.38B

Key Performance Ratios

Return on Assets (ROA)1.42%
Return on Equity (ROE)10.07%
Net Interest Margin3.88%
Efficiency Ratio49.23%
Tier 1 Risk-Based Capital Ratio12.167%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.099%
Earning Assets to total Assets88.69%

Income and Expense

Total Interest Income$837.34M
Total Noninterest Income$106.64M
Total Interest Expense$249.79M
Total Noninterest Expense$362.79M
Net Interest Income$587.54M
Pre-tax Net Operating Income$315.47M
Provision for Credit Losses$15.92M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$12.40M
Other borrowed funds$300.94M
Federal Funds Sold & Reverse Repurchase Agreement$25.09M
Federal Funds Purchased and Repurchased Agreement$569.49M
All Other Liabilities$1.79B
Total Liabilities and Capital$68.79B

Securities

Securities$8.55B
Available-for-sale debt securities$6.60B
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$1.96B
Subordinated Debt$0
Trading Account Assets$191.09M
Trading Liabilities$55.10M

Frequently Asked Questions

What are the total assets of SouthState Bank, National Association?
$68.79B as of the latest filing.
How much are SouthState Bank, National Association's total deposits?
$56.38B in total deposits.
Where is SouthState Bank, National Association located?
Winter Haven, FL.
What is the Net Interest Margin?
3.88%.
How many domestic offices does it operate?
372.
When was it established?
02/21/1992.
What is the Return on Assets (ROA)?
1.42%.
How much are total loans and leases?
$50.67B (latest filing).
What is the total interest income (latest filing)?
$837.34M.