SouthState Bank, National Association

Winter Haven, FL
IDRSSD: 1929247
Total Assets
$66.03B
Latest filing
Total Deposits
$54.19B
Latest filing
Net Interest Margin
4.26%
Profitability

Locations

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Main Office
SouthState Bank, National Association
1101 1st St S
Winter Haven, FL 33880
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/21/1992FDIC Certificate 47437

Branches (370)

Page 1 of 53
NameAddressCity / State
SouthState Bank, National Association (Main)1101 1st St SWinter Haven, FL
HARTWELL BRANCH241 E Howell StHartwell, GA
KING STREET BRANCH1210 King StJacksonville, FL
WEST EISENHOWER BRANCH2695 W Eisenhower BlvdLoveland, CO
DOWNTOWN DENVER BR1331 17th StDenver, CO
WACO BRANCH8004 Woodway DrWaco, TX
DT FORT PIERCE BRANCH200 S Indian River DrFort Pierce, FL
HOWE BRANCH100 South Denny StreetHowe, TX
Showing 7 of 370

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date02/21/1992
Community BankNo
Ownership TypeNot Mutual
ZIP33880
State and County Number12105
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameLakeland-Winter Haven, FL

Operational Info

Number of Employees6,305
Domestic Offices370
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/01/2025
Date of Deposit Insurance02/21/1992
Primary Insurance AgencyDIF
Websitewww.southstatebank.com
Data Updated11/14/2025
CERT33555
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$66.03B
Total Deposits$54.19B
Total Liabilities$56.44B
Total Equity Capital$9.59B
Net Income$265.56M
Net Loans and Leases$47.42B
Assets Per Employee ($Millions)$10.55M
Bank Premises and Fixed Assets$970.16M
Cash and Balances due from Depository Institutions$3.13B
Deposits Held in Domestic Offices$54.19B

Key Performance Ratios

Return on Assets (ROA)1.61%
Return on Equity (ROE)11.2%
Net Interest Margin4.26%
Efficiency Ratio48.12%
Tier 1 Risk-Based Capital Ratio12.621%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.517%
Earning Assets to total Assets88.54%

Income and Expense

Total Interest Income$881.59M
Total Noninterest Income$101.40M
Total Interest Expense$262.44M
Total Noninterest Expense$370.14M
Net Interest Income$619.15M
Pre-tax Net Operating Income$345.33M
Provision for Credit Losses$5.08M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$18.42M
Other borrowed funds$1.31M
Federal Funds Sold & Reverse Repurchase Agreement$14.74M
Federal Funds Purchased and Repurchased Agreement$594.09M
All Other Liabilities$1.08B
Total Liabilities and Capital$66.03B

Securities

Securities$8.14B
Available-for-sale debt securities$6.04B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$2.10B
Subordinated Debt$0
Trading Account Assets$332.73M
Trading Liabilities$578.47M

Frequently Asked Questions

What are the total assets of SouthState Bank, National Association?
$66.03B as of the latest filing.
How much are SouthState Bank, National Association's total deposits?
$54.19B in total deposits.
Where is SouthState Bank, National Association located?
Winter Haven, FL.
What is the Net Interest Margin?
4.26%.
How many domestic offices does it operate?
370.
When was it established?
02/21/1992.
What is the Return on Assets (ROA)?
1.61%.
How much are total loans and leases?
$47.42B (latest filing).
What is the total interest income (latest filing)?
$881.59M.