SouthState Bank, National Association
Winter Haven, FL
IDRSSD: 1929247
Total Assets
$66.03B
Latest filing
Total Deposits
$54.19B
Latest filing
Net Interest Margin
4.26%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
SouthState Bank, National Association
1101 1st St S
Winter Haven, FL 33880
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/21/1992FDIC Certificate 47437
Branches (370)
Page 1 of 53| Name | Address | City / State |
|---|---|---|
| SouthState Bank, National Association (Main) | 1101 1st St S | Winter Haven, FL |
| HARTWELL BRANCH | 241 E Howell St | Hartwell, GA |
| KING STREET BRANCH | 1210 King St | Jacksonville, FL |
| WEST EISENHOWER BRANCH | 2695 W Eisenhower Blvd | Loveland, CO |
| DOWNTOWN DENVER BR | 1331 17th St | Denver, CO |
| WACO BRANCH | 8004 Woodway Dr | Waco, TX |
| DT FORT PIERCE BRANCH | 200 S Indian River Dr | Fort Pierce, FL |
| HOWE BRANCH | 100 South Denny Street | Howe, TX |
Showing 7 of 370
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 02/21/1992 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 33880 |
| State and County Number | 12105 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Lakeland-Winter Haven, FL |
Operational Info
| Number of Employees | 6,305 |
| Domestic Offices | 370 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2025 |
| Date of Deposit Insurance | 02/21/1992 |
| Primary Insurance Agency | DIF |
| Website | www.southstatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 33555 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $66.03B |
| Total Deposits | $54.19B |
| Total Liabilities | $56.44B |
| Total Equity Capital | $9.59B |
| Net Income | $265.56M |
| Net Loans and Leases | $47.42B |
| Assets Per Employee ($Millions) | $10.55M |
| Bank Premises and Fixed Assets | $970.16M |
| Cash and Balances due from Depository Institutions | $3.13B |
| Deposits Held in Domestic Offices | $54.19B |
Key Performance Ratios
| Return on Assets (ROA) | 1.61% |
| Return on Equity (ROE) | 11.2% |
| Net Interest Margin | 4.26% |
| Efficiency Ratio | 48.12% |
| Tier 1 Risk-Based Capital Ratio | 12.621% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.517% |
| Earning Assets to total Assets | 88.54% |
Income and Expense
| Total Interest Income | $881.59M |
| Total Noninterest Income | $101.40M |
| Total Interest Expense | $262.44M |
| Total Noninterest Expense | $370.14M |
| Net Interest Income | $619.15M |
| Pre-tax Net Operating Income | $345.33M |
| Provision for Credit Losses | $5.08M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $18.42M |
| Other borrowed funds | $1.31M |
| Federal Funds Sold & Reverse Repurchase Agreement | $14.74M |
| Federal Funds Purchased and Repurchased Agreement | $594.09M |
| All Other Liabilities | $1.08B |
| Total Liabilities and Capital | $66.03B |
Securities
| Securities | $8.14B |
| Available-for-sale debt securities | $6.04B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.10B |
| Subordinated Debt | $0 |
| Trading Account Assets | $332.73M |
| Trading Liabilities | $578.47M |
Frequently Asked Questions
What are the total assets of SouthState Bank, National Association?
$66.03B as of the latest filing.
How much are SouthState Bank, National Association's total deposits?
$54.19B in total deposits.
Where is SouthState Bank, National Association located?
Winter Haven, FL.
What is the Net Interest Margin?
4.26%.
How many domestic offices does it operate?
370.
When was it established?
02/21/1992.
What is the Return on Assets (ROA)?
1.61%.
How much are total loans and leases?
$47.42B (latest filing).
What is the total interest income (latest filing)?
$881.59M.