SouthState Bank, National Association

Winter Haven, FL
IDRSSD: 1929247
Total Assets
$70.32B
Latest filing
Total Deposits
$57.69B
Latest filing
Net Interest Margin
3.91%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

4 routesView all→
053200983WINTER HAVEN, FL063114030WINTER HAVEN, FL063116737WINTER HAVEN, FL111916326WINTER HAVEN, FL

Key People

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Locations

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Main Office
SouthState Bank, National Association
1101 1st St S
Winter Haven, FL 33880
Full Service - Brick and Mortar
Updated 10/23/2026Established 02/21/1992FDIC Certificate 47437

Branches (49 of 372)

Page 1 of 7
Showing a subset of branches for faster page loads. This bank has 373 locations total.
NameAddressCity / State
SouthState Bank, National Association (Main)1101 1st St SWinter Haven, FL
HARTWELL BRANCH241 E Howell StHartwell, GA
KING STREET BRANCH1210 King StJacksonville, FL
WEST EISENHOWER BRANCH2695 W Eisenhower BlvdLoveland, CO
DOWNTOWN DENVER BR1331 17th StDenver, CO
WACO BRANCH8004 Woodway DrWaco, TX
DT FORT PIERCE BRANCH200 S Indian River DrFort Pierce, FL
HOWE BRANCH100 South Denny StreetHowe, TX
Showing 7 of 49

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

Active Watch Signals across growth, allowance, nonperforming, and charge-off portfolios.

Growth

Balance-sheet growth signals

No active Watch signals. Watch Engine runs quarterly after each FFIEC ingestion.

Allowance

ALLL coverage signals

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Nonperforming

Noncurrent loan signals

No active Watch signals. Watch Engine runs quarterly after each FFIEC ingestion.

Charge-off

Net charge-off signals

No active Watch signals. Watch Engine runs quarterly after each FFIEC ingestion.

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date02/21/1992
Community BankNo
Ownership TypeNot Mutual
ZIP33880
State and County Number12105
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameLakeland-Winter Haven, FL

Operational Info

Number of Employees6,430
Domestic Offices374
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/01/2025
Date of Deposit Insurance02/21/1992
Primary Insurance AgencyDIF
Websitewww.southstatebank.com
Data Updated10/23/2026
CERT33555
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$70.32B
Total Deposits$57.69B
Total Liabilities$60.74B
Total Equity Capital$9.58B
Net Income$236.39M
Net Loans and Leases$51.76B
Assets Per Employee ($Millions)$10.92M
Bank Premises and Fixed Assets$999.13M
Cash and Balances due from Depository Institutions$2.87B
Deposits Held in Domestic Offices$57.69B

Key Performance Ratios

Return on Assets (ROA)1.36%
Return on Equity (ROE)9.81%
Net Interest Margin3.91%
Efficiency Ratio50.67%
Tier 1 Risk-Based Capital Ratio12.106%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.626%
Earning Assets to total Assets88.95%

Income and Expense

Total Interest Income$863.90M
Total Noninterest Income$101.39M
Total Interest Expense$260.77M
Total Noninterest Expense$377.59M
Net Interest Income$603.13M
Pre-tax Net Operating Income$306.58M
Provision for Credit Losses$20.34M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$15.22M
Other borrowed funds$300.82M
Federal Funds Sold & Reverse Repurchase Agreement$178.00k
Federal Funds Purchased and Repurchased Agreement$498.17M
All Other Liabilities$2.21B
Total Liabilities and Capital$70.32B

Securities

Securities$8.30B
Available-for-sale debt securities$6.39B
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$1.91B
Subordinated Debt$0
Trading Account Assets$141.53M
Trading Liabilities$33.75M

Frequently Asked Questions

What are the total assets of SouthState Bank, National Association?
$70.32B as of the latest filing.
How much are SouthState Bank, National Association's total deposits?
$57.69B in total deposits.
Where is SouthState Bank, National Association located?
Winter Haven, FL.
What is the Net Interest Margin?
3.91%.
How many domestic offices does it operate?
374.
When was it established?
02/21/1992.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$51.76B (latest filing).
What is the total interest income (latest filing)?
$863.90M.