Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	01/01/1898
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	78626
State and County Number	48491
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	11
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Dallas
Core Based Statistical Area Name	Austin-Round Rock-Georgetown, TX

Operational Info

Number of Employees	125
Domestic Offices	11
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	11/16/2024
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	www.firsttexasbank.bank
Data Updated	11/14/2025
CERT	11935
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$1.35B
Total Deposits	$1.20B
Total Liabilities	$1.21B
Total Equity Capital	$142.38M
Net Income	$5.59M
Net Loans and Leases	$579.29M
Assets Per Employee ($Millions)	$10.9M
Bank Premises and Fixed Assets	$10.56M
Cash and Balances due from Depository Institutions	$132.13M
Deposits Held in Domestic Offices	$1.20B

Return on Assets (ROA)	1.67%
Return on Equity (ROE)	15.79%
Net Interest Margin	3.5%
Efficiency Ratio	41.63%
Tier 1 Risk-Based Capital Ratio	19.157%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.05%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	10.531%
Earning Assets to total Assets	96.74%

Total Interest Income	$13.90M
Total Noninterest Income	$1.06M
Total Interest Expense	$2.63M
Total Noninterest Expense	$5.13M
Net Interest Income	$11.27M
Pre-tax Net Operating Income	$7.04M
Provision for Credit Losses	$154.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$6.40M
Total Liabilities and Capital	$1.35B

Securities	$606.53M
Available-for-sale debt securities	$70.78M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$535.75M
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of First Texas Bank?

$1.35B as of the latest filing.

How much are First Texas Bank's total deposits?

$1.20B in total deposits.

Where is First Texas Bank located?

Georgetown, TX.

What is the Net Interest Margin?

3.50%.

How many domestic offices does it operate?

11.

When was it established?

01/01/1898.

What is the Return on Assets (ROA)?

1.67%.

How much are total loans and leases?

$579.29M (latest filing).

What is the total interest income (latest filing)?

$13.90M.