First Texas Bank
Georgetown, TX
IDRSSD: 444350
Total Assets
$1.30B
Latest filing
Total Deposits
$1.15B
Latest filing
Net Interest Margin
3.62%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Texas Bank
900 S Austin Ave
Georgetown, TX 78626
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1898FDIC Certificate 7622
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| First Texas Bank (Main) | 900 S Austin Ave | Georgetown, TX |
| EAST HIGHWAY BRANCH | 90 East Highway 190 | Copperas Cove, TX |
| ROUND ROCK BRANCH | 500 Round Rock Ave | Round Rock, TX |
| FIRST TEXAS BANK BRANCH | 3514 South Ws Young Drive | Killeen, TX |
| BELTON BRANCH | 300 E 1st Ave | Belton, TX |
| WILLIAMS BRANCH | 5321 Williams Dr | Georgetown, TX |
| DEL WEBB BRANCH | 480 Del Webb Blvd | Georgetown, TX |
| 8TH STREET BRANCH | 716 N 8th St | Killeen, TX |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1898 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78626 |
| State and County Number | 48491 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Austin-Round Rock-Georgetown, TX |
Operational Info
| Number of Employees | 124 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/16/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firsttexasbank.bank |
| Data Updated | 01/30/2026 |
| CERT | 11935 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.30B |
| Total Deposits | $1.15B |
| Total Liabilities | $1.15B |
| Total Equity Capital | $143.74M |
| Net Income | $5.93M |
| Net Loans and Leases | $585.84M |
| Assets Per Employee ($Millions) | $10.28M |
| Bank Premises and Fixed Assets | $10.68M |
| Cash and Balances due from Depository Institutions | $71.80M |
| Deposits Held in Domestic Offices | $1.15B |
Key Performance Ratios
| Return on Assets (ROA) | 1.79% |
| Return on Equity (ROE) | 16.59% |
| Net Interest Margin | 3.62% |
| Efficiency Ratio | 40.34% |
| Tier 1 Risk-Based Capital Ratio | 19.45% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.095% |
| Earning Assets to total Assets | 96.56% |
Income and Expense
| Total Interest Income | $14.06M |
| Total Noninterest Income | $1.08M |
| Total Interest Expense | $2.47M |
| Total Noninterest Expense | $5.11M |
| Net Interest Income | $11.59M |
| Pre-tax Net Operating Income | $7.48M |
| Provision for Credit Losses | $79.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.18M |
| Total Liabilities and Capital | $1.30B |
Securities
| Securities | $603.21M |
| Available-for-sale debt securities | $69.49M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $533.72M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Texas Bank?
$1.30B as of the latest filing.
How much are First Texas Bank's total deposits?
$1.15B in total deposits.
Where is First Texas Bank located?
Georgetown, TX.
What is the Net Interest Margin?
3.62%.
How many domestic offices does it operate?
11.
When was it established?
01/01/1898.
What is the Return on Assets (ROA)?
1.79%.
How much are total loans and leases?
$585.84M (latest filing).
What is the total interest income (latest filing)?
$14.06M.