SoFi Bank, National Association
Cottonwood Heights, UT
IDRSSD: 962966
Total Assets
$41.25B
Latest filing
Total Deposits
$33.77B
Latest filing
Net Interest Margin
6.21%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
SoFi Bank, National Association
2750 E Cottonwood Pkwy
Cottonwood Heights, UT 84121
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/29/1986FDIC Certificate 36178
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| SoFi Bank, National Association (Main) | 2750 E Cottonwood Pkwy | Cottonwood Heights, UT |
| LIVE OAK BRANCH | 9960 Live Oak Blvd | Live Oak, CA |
| YUBA CITY BRANCH 04 | 620 N Walton Ave | Yuba City, CA |
| SACRAMENTO OFFICE BRANCH | 1409 28th St | Sacramento, CA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 12/29/1986 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 84121 |
| State and County Number | 49035 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Salt Lake City, UT |
Operational Info
| Number of Employees | 1,658 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/31/2023 |
| Date of Deposit Insurance | 12/29/1986 |
| Primary Insurance Agency | DIF |
| Website | www.sofi.com |
| Data Updated | 11/14/2025 |
| CERT | 26881 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $41.25B |
| Total Deposits | $33.77B |
| Total Liabilities | $35.43B |
| Total Equity Capital | $5.82B |
| Net Income | $190.17M |
| Net Loans and Leases | $33.72B |
| Assets Per Employee ($Millions) | $22.58M |
| Bank Premises and Fixed Assets | $3.49M |
| Cash and Balances due from Depository Institutions | $3.52B |
| Deposits Held in Domestic Offices | $33.77B |
Key Performance Ratios
| Return on Assets (ROA) | 1.96% |
| Return on Equity (ROE) | 14.19% |
| Net Interest Margin | 6.21% |
| Efficiency Ratio | 68.67% |
| Tier 1 Risk-Based Capital Ratio | 17.601% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.098% |
| Earning Assets to total Assets | 95.5% |
Income and Expense
| Total Interest Income | $865.52M |
| Total Noninterest Income | $260.07M |
| Total Interest Expense | $289.42M |
| Total Noninterest Expense | $575.32M |
| Net Interest Income | $576.09M |
| Pre-tax Net Operating Income | $251.64M |
| Provision for Credit Losses | $9.20M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $893.74M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $773.52M |
| Total Liabilities and Capital | $41.25B |
Securities
| Securities | $2.39B |
| Available-for-sale debt securities | $2.39B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $84.46M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of SoFi Bank, National Association?
$41.25B as of the latest filing.
How much are SoFi Bank, National Association's total deposits?
$33.77B in total deposits.
Where is SoFi Bank, National Association located?
Cottonwood Heights, UT.
What is the Net Interest Margin?
6.21%.
How many domestic offices does it operate?
4.
When was it established?
12/29/1986.
What is the Return on Assets (ROA)?
1.96%.
How much are total loans and leases?
$33.72B (latest filing).
What is the total interest income (latest filing)?
$865.52M.