Merrick Bank
South Jordan, UT
IDRSSD: 2615190
Total Assets
$9.25B
Latest filing
Total Deposits
$7.25B
Latest filing
Net Interest Margin
20.63%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
124384602SOUTH JORDAN, UT
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Merrick Bank
10705 S Jordan Gtwy
South Jordan, UT 84095
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/22/1997FDIC Certificate 59026
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Merrick Bank (Main) | 10705 S Jordan Gtwy | South Jordan, UT | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/22/1997 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 84095 |
| State and County Number | 49035 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 23 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Salt Lake City, UT |
Operational Info
| Number of Employees | 560 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/22/1997 |
| Primary Insurance Agency | DIF |
| Website | http://www.merrickbank.com |
| Data Updated | 01/30/2026 |
| CERT | 34519 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $9.25B |
| Total Deposits | $7.25B |
| Total Liabilities | $7.37B |
| Total Equity Capital | $1.88B |
| Net Income | $37.66M |
| Net Loans and Leases | $7.55B |
| Assets Per Employee ($Millions) | $17.23M |
| Bank Premises and Fixed Assets | $12.56M |
| Cash and Balances due from Depository Institutions | $590.51M |
| Deposits Held in Domestic Offices | $7.25B |
Key Performance Ratios
| Return on Assets (ROA) | 1.64% |
| Return on Equity (ROE) | 8.04% |
| Net Interest Margin | 20.63% |
| Efficiency Ratio | 30.3% |
| Tier 1 Risk-Based Capital Ratio | 20.094% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 12.8% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 20.299% |
| Earning Assets to total Assets | 90.81% |
Income and Expense
| Total Interest Income | $498.71M |
| Total Noninterest Income | $69.06M |
| Total Interest Expense | $67.58M |
| Total Noninterest Expense | $157.09M |
| Net Interest Income | $431.13M |
| Pre-tax Net Operating Income | $49.26M |
| Provision for Credit Losses | $293.83M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $94.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $121.80M |
| Total Liabilities and Capital | $9.25B |
Securities
| Securities | $287.63M |
| Available-for-sale debt securities | $284.09M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $3.55M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Merrick Bank?
$9.25B as of the latest filing.
How much are Merrick Bank's total deposits?
$7.25B in total deposits.
Where is Merrick Bank located?
South Jordan, UT.
What is the Net Interest Margin?
20.63%.
How many domestic offices does it operate?
1.
When was it established?
09/22/1997.
What is the Return on Assets (ROA)?
1.64%.
How much are total loans and leases?
$7.55B (latest filing).
What is the total interest income (latest filing)?
$498.71M.