Cache Valley Bank
Logan, UT
IDRSSD: 995076
Total Assets
$3.59B
Latest filing
Total Deposits
$3.18B
Latest filing
Net Interest Margin
4.36%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Cache Valley Bank
101 N Main St
Logan, UT 84321
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/02/1975FDIC Certificate 15375
Branches (23)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Cache Valley Bank (Main) | 101 N Main St | Logan, UT |
| PRICE BRANCH | 82 W Main St | Price, UT |
| FAIRVIEW BRANCH | 300 Milburn Rd | Fairview, UT |
| MOUNT PLEASANT BRANCH | 210 S State St | Mount Pleasant, UT |
| SUNSET BRANCH | 1091 N Bluff St | Saint George, UT |
| NEPHI BRANCH | 185 N Main St | Nephi, UT |
| LAYTON COURIER SERVICE BRANCH | 1010 N Hill Field Rd | Layton, UT |
| RIVER ROAD | 1224 S River Rd | Saint George, UT |
Showing 7 of 23
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/02/1975 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 84321 |
| State and County Number | 49005 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Logan, UT-ID |
Operational Info
| Number of Employees | 331 |
| Domestic Offices | 24 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/02/1975 |
| Primary Insurance Agency | DIF |
| Website | cachevalleybank.com |
| Data Updated | 11/14/2025 |
| CERT | 22134 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.59B |
| Total Deposits | $3.18B |
| Total Liabilities | $3.21B |
| Total Equity Capital | $380.15M |
| Net Income | $16.68M |
| Net Loans and Leases | $2.56B |
| Assets Per Employee ($Millions) | $10.68M |
| Bank Premises and Fixed Assets | $74.77M |
| Cash and Balances due from Depository Institutions | $758.77M |
| Deposits Held in Domestic Offices | $3.18B |
Key Performance Ratios
| Return on Assets (ROA) | 1.93% |
| Return on Equity (ROE) | 17.83% |
| Net Interest Margin | 4.36% |
| Efficiency Ratio | 51.04% |
| Tier 1 Risk-Based Capital Ratio | 13.184% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.598% |
| Earning Assets to total Assets | 95.29% |
Income and Expense
| Total Interest Income | $56.20M |
| Total Noninterest Income | $1.95M |
| Total Interest Expense | $20.41M |
| Total Noninterest Expense | $19.27M |
| Net Interest Income | $35.79M |
| Pre-tax Net Operating Income | $16.97M |
| Provision for Credit Losses | $1.50M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.87M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $134.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $22.61M |
| Total Liabilities and Capital | $3.59B |
Securities
| Securities | $132.93M |
| Available-for-sale debt securities | $100.92M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $32.02M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cache Valley Bank?
$3.59B as of the latest filing.
How much are Cache Valley Bank's total deposits?
$3.18B in total deposits.
Where is Cache Valley Bank located?
Logan, UT.
What is the Net Interest Margin?
4.36%.
How many domestic offices does it operate?
24.
When was it established?
10/02/1975.
What is the Return on Assets (ROA)?
1.93%.
How much are total loans and leases?
$2.56B (latest filing).
What is the total interest income (latest filing)?
$56.20M.