Cache Valley Bank

Logan, UT
IDRSSD: 995076
Total Assets
$3.50B
Latest filing
Total Deposits
$3.12B
Latest filing
Net Interest Margin
4.24%
Profitability

Key People

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Locations

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Main Office
Cache Valley Bank
101 N Main St
Logan, UT 84321
Full Service - Brick and Mortar
Updated 04/10/2026Established 10/02/1975FDIC Certificate 15375

Branches (23)

Page 1 of 4
NameAddressCity / State
Cache Valley Bank (Main)101 N Main StLogan, UT
PRICE BRANCH82 W Main StPrice, UT
FAIRVIEW BRANCH300 Milburn RdFairview, UT
MOUNT PLEASANT BRANCH210 S State StMount Pleasant, UT
SUNSET BRANCH1091 N Bluff StSaint George, UT
NEPHI BRANCH185 N Main StNephi, UT
LAYTON COURIER SERVICE BRANCH1010 N Hill Field RdLayton, UT
RIVER ROAD1224 S River RdSaint George, UT
Showing 7 of 23

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/02/1975
Community BankNo
Ownership TypeNot Mutual
ZIP84321
State and County Number49005
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameLogan, UT-ID

Operational Info

Number of Employees348
Domestic Offices24
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance10/02/1975
Primary Insurance AgencyDIF
Websitecachevalleybank.com
Data Updated04/10/2026
CERT22134
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.50B
Total Deposits$3.12B
Total Liabilities$3.14B
Total Equity Capital$352.62M
Net Income$16.18M
Net Loans and Leases$2.60B
Assets Per Employee ($Millions)$10.32M
Bank Premises and Fixed Assets$78.68M
Cash and Balances due from Depository Institutions$601.16M
Deposits Held in Domestic Offices$3.12B

Key Performance Ratios

Return on Assets (ROA)1.84%
Return on Equity (ROE)18.59%
Net Interest Margin4.24%
Efficiency Ratio40.1%
Tier 1 Risk-Based Capital Ratio11.931%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.083%
Earning Assets to total Assets95.26%

Income and Expense

Total Interest Income$53.48M
Total Noninterest Income$1.96M
Total Interest Expense$17.99M
Total Noninterest Expense$15.03M
Net Interest Income$35.49M
Pre-tax Net Operating Income$21.43M
Provision for Credit Losses$1.00M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$1.87M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$9.83M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$25.53M
Total Liabilities and Capital$3.50B

Securities

Securities$151.25M
Available-for-sale debt securities$117.57M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$33.68M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Cache Valley Bank?
$3.50B as of the latest filing.
How much are Cache Valley Bank's total deposits?
$3.12B in total deposits.
Where is Cache Valley Bank located?
Logan, UT.
What is the Net Interest Margin?
4.24%.
How many domestic offices does it operate?
24.
When was it established?
10/02/1975.
What is the Return on Assets (ROA)?
1.84%.
How much are total loans and leases?
$2.60B (latest filing).
What is the total interest income (latest filing)?
$53.48M.