Bank of Utah
Ogden, UT
IDRSSD: 933975
Total Assets
$3.72B
Latest filing
Total Deposits
$2.96B
Latest filing
Net Interest Margin
3.62%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Utah
2605 Washington Blvd
Ogden, UT 84401
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/05/1952FDIC Certificate 11195
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Bank of Utah (Main) | 2605 Washington Blvd | Ogden, UT |
| BEN LOMOND BRANCH | 115 N Washington Blvd | Ogden, UT |
| ROY BRANCH | 5729 S 1900 W | Roy, UT |
| REDWOOD BRANCH | 2309 S Redwood Rd | Salt Lake City, UT |
| LAYTON BRANCH | 717 W Antelope Dr | Layton, UT |
| TREMONTON BRANCH | 25 N Tremont St | Tremonton, UT |
| PROVIDENCE BRANCH | 121 N Gateway Dr | Providence, UT |
| BRIGHAM CITY BRANCH | 80 E 800 S | Brigham City, UT |
Showing 7 of 19
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/05/1952 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 84401 |
| State and County Number | 49057 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Ogden-Clearfield, UT |
Operational Info
| Number of Employees | 421 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/01/1952 |
| Primary Insurance Agency | DIF |
| Website | www.bankofutah.com |
| Data Updated | 11/14/2025 |
| CERT | 17159 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.72B |
| Total Deposits | $2.96B |
| Total Liabilities | $3.28B |
| Total Equity Capital | $437.52M |
| Net Income | $14.13M |
| Net Loans and Leases | $2.84B |
| Assets Per Employee ($Millions) | $9.22M |
| Bank Premises and Fixed Assets | $47.02M |
| Cash and Balances due from Depository Institutions | $372.54M |
| Deposits Held in Domestic Offices | $2.96B |
Key Performance Ratios
| Return on Assets (ROA) | 1.56% |
| Return on Equity (ROE) | 13.12% |
| Net Interest Margin | 3.62% |
| Efficiency Ratio | 52.92% |
| Tier 1 Risk-Based Capital Ratio | 16.109% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.771% |
| Earning Assets to total Assets | 93.68% |
Income and Expense
| Total Interest Income | $51.84M |
| Total Noninterest Income | $6.51M |
| Total Interest Expense | $21.05M |
| Total Noninterest Expense | $19.74M |
| Net Interest Income | $30.79M |
| Pre-tax Net Operating Income | $16.97M |
| Provision for Credit Losses | $598.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $151.35M |
| Federal Funds Sold & Reverse Repurchase Agreement | $951.00k |
| Federal Funds Purchased and Repurchased Agreement | $122.76M |
| All Other Liabilities | $47.19M |
| Total Liabilities and Capital | $3.72B |
Securities
| Securities | $292.46M |
| Available-for-sale debt securities | $184.88M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $100.24M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Utah?
$3.72B as of the latest filing.
How much are Bank of Utah's total deposits?
$2.96B in total deposits.
Where is Bank of Utah located?
Ogden, UT.
What is the Net Interest Margin?
3.62%.
How many domestic offices does it operate?
20.
When was it established?
02/05/1952.
What is the Return on Assets (ROA)?
1.56%.
How much are total loans and leases?
$2.84B (latest filing).
What is the total interest income (latest filing)?
$51.84M.