Seamen's Bank
Provincetown, MA
IDRSSD: 418100
Total Assets
$491.40M
Latest filing
Total Deposits
$434.26M
Latest filing
Net Interest Margin
3.81%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Seamen's Bank
221 Commercial St
Provincetown, MA 02657
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/14/1851FDIC Certificate 17858
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Seamen's Bank (Main) | 221 Commercial St | Provincetown, MA |
| WELLFLEET BRANCH | 2746 Sthy 6 | Wellfleet, MA |
| NORTH TRURO BRANCH | 350 Route 6 | North Truro, MA |
| A & P PLAZA BRANCH | 56 Shank Painter Rd | Provincetown, MA |
| NORTH EASTHAM BRANCH | 4355 State Highway | North Eastham, MA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 04/14/1851 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 02657 |
| State and County Number | 25001 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Barnstable Town, MA |
Operational Info
| Number of Employees | 76 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 07/01/1985 |
| Primary Insurance Agency | DIF |
| Website | seamensbank.com |
| Data Updated | 11/14/2025 |
| CERT | 90268 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $491.40M |
| Total Deposits | $434.26M |
| Total Liabilities | $434.56M |
| Total Equity Capital | $56.84M |
| Net Income | $744.00k |
| Net Loans and Leases | $360.74M |
| Assets Per Employee ($Millions) | $6.55M |
| Bank Premises and Fixed Assets | $9.23M |
| Cash and Balances due from Depository Institutions | $40.20M |
| Deposits Held in Domestic Offices | $434.26M |
Key Performance Ratios
| Return on Assets (ROA) | 0.62% |
| Return on Equity (ROE) | 5.28% |
| Net Interest Margin | 3.81% |
| Efficiency Ratio | 78.31% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.566% |
| Earning Assets to total Assets | 96.07% |
Income and Expense
| Total Interest Income | $6.12M |
| Total Noninterest Income | $251.00k |
| Total Interest Expense | $1.74M |
| Total Noninterest Expense | $3.63M |
| Net Interest Income | $4.39M |
| Pre-tax Net Operating Income | $956.00k |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $299.00k |
| Total Liabilities and Capital | $491.40M |
Securities
| Securities | $77.37M |
| Available-for-sale debt securities | $77.37M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Seamen's Bank?
$491.40M as of the latest filing.
How much are Seamen's Bank's total deposits?
$434.26M in total deposits.
Where is Seamen's Bank located?
Provincetown, MA.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
5.
When was it established?
04/14/1851.
What is the Return on Assets (ROA)?
0.62%.
How much are total loans and leases?
$360.74M (latest filing).
What is the total interest income (latest filing)?
$6.12M.