Walpole Co-operative Bank
Walpole, MA
IDRSSD: 63573
Total Assets
$632.18M
Latest filing
Total Deposits
$494.98M
Latest filing
Net Interest Margin
3.46%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Walpole Co-operative Bank
982 Main St
Walpole, MA 02081
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1912FDIC Certificate 33154
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Walpole Co-operative Bank (Main) | 982 Main St | Walpole, MA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Eagle Bank
Everett, Massachusetts
→
Assets: $637.83MΔ -0.3%
Haverhill Bank
Haverhill, Massachusetts
→
Assets: $620.96MΔ -2.9%
Middlesex Federal Savings, F.A.
Somerville, Massachusetts
→
Assets: $661.37MΔ +3.4%
OneUnited Bank
Boston, Massachusetts
→
Assets: $606.80MΔ -5.1%
Athol Savings Bank
Athol, Massachusetts
→
Assets: $682.20MΔ +6.7%
Lee Bank
Lee, Massachusetts
→
Assets: $563.14MΔ -11.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1912 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 02081 |
| State and County Number | 25021 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 41 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 01/13/1986 |
| Primary Insurance Agency | DIF |
| Website | www.walpolecoop.com |
| Data Updated | 11/14/2025 |
| CERT | 26487 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $632.18M |
| Total Deposits | $494.98M |
| Total Liabilities | $514.93M |
| Total Equity Capital | $117.25M |
| Net Income | $1.39M |
| Net Loans and Leases | $524.78M |
| Assets Per Employee ($Millions) | $14.7M |
| Bank Premises and Fixed Assets | $6.40M |
| Cash and Balances due from Depository Institutions | $9.04M |
| Deposits Held in Domestic Offices | $494.98M |
Key Performance Ratios
| Return on Assets (ROA) | 0.87% |
| Return on Equity (ROE) | 4.77% |
| Net Interest Margin | 3.46% |
| Efficiency Ratio | 63.6% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 18.547% |
| Earning Assets to total Assets | 97.15% |
Income and Expense
| Total Interest Income | $8.81M |
| Total Noninterest Income | $38.00k |
| Total Interest Expense | $3.47M |
| Total Noninterest Expense | $3.42M |
| Net Interest Income | $5.35M |
| Pre-tax Net Operating Income | $1.89M |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $16.95M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.00M |
| Total Liabilities and Capital | $632.18M |
Securities
| Securities | $82.73M |
| Available-for-sale debt securities | $82.73M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Walpole Co-operative Bank?
$632.18M as of the latest filing.
How much are Walpole Co-operative Bank's total deposits?
$494.98M in total deposits.
Where is Walpole Co-operative Bank located?
Walpole, MA.
What is the Net Interest Margin?
3.46%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1912.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$524.78M (latest filing).
What is the total interest income (latest filing)?
$8.81M.