North Brookfield Savings Bank

North Brookfield, MA
IDRSSD: 528102
Total Assets
$442.14M
Latest filing
Total Deposits
$370.62M
Latest filing
Net Interest Margin
2.92%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

211374091NORTH BROOKFIELD, MA

Key People

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Locations

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Main Office
North Brookfield Savings Bank
9 Gilbert St
North Brookfield, MA 01535
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/03/1854FDIC Certificate 17848

Branches (6)

Page 1 of 1
NameAddressCity / State
North Brookfield Savings Bank (Main)9 Gilbert StNorth Brookfield, MA
THREE RIVERS BRANCH2060 Main StThree Rivers, MA
WEST BROOKFIELD BRANCH128 W Main StWest Brookfield, MA
FAMILYFIRST BANK BRANCH40 Main StWare, MA
BELCHERTOWN BRANCH4 Daniel Shays HwyBelchertown, MA
EAST BROOKFIELD BRANCH100 W Main StEast Brookfield, MA
NBSB ONLINE BRANCH35 Summer StNorth Brookfield, MA
Showing 6 of 6

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date08/03/1854
Community BankYes
Ownership TypeNot Mutual
ZIP01535
State and County Number25027
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number01
Numeric code15
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameWorcester, MA-CT

Operational Info

Number of Employees53
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance11/08/1985
Primary Insurance AgencyDIF
Websitewww.northbrookfieldsavingsbank.com
Data Updated01/30/2026
CERT90258
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$442.14M
Total Deposits$370.62M
Total Liabilities$402.08M
Total Equity Capital$40.06M
Net Income$683.00k
Net Loans and Leases$293.41M
Assets Per Employee ($Millions)$8.34M
Bank Premises and Fixed Assets$6.67M
Cash and Balances due from Depository Institutions$16.19M
Deposits Held in Domestic Offices$370.62M

Key Performance Ratios

Return on Assets (ROA)0.62%
Return on Equity (ROE)6.92%
Net Interest Margin2.92%
Efficiency Ratio74.67%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.06%
Earning Assets to total Assets93.53%

Income and Expense

Total Interest Income$4.85M
Total Noninterest Income$557.00k
Total Interest Expense$1.85M
Total Noninterest Expense$2.66M
Net Interest Income$3.00M
Pre-tax Net Operating Income$882.00k
Provision for Credit Losses$19.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$28.56M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.91M
Total Liabilities and Capital$442.14M

Securities

Securities$105.98M
Available-for-sale debt securities$105.98M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of North Brookfield Savings Bank?
$442.14M as of the latest filing.
How much are North Brookfield Savings Bank's total deposits?
$370.62M in total deposits.
Where is North Brookfield Savings Bank located?
North Brookfield, MA.
What is the Net Interest Margin?
2.92%.
How many domestic offices does it operate?
7.
When was it established?
08/03/1854.
What is the Return on Assets (ROA)?
0.62%.
How much are total loans and leases?
$293.41M (latest filing).
What is the total interest income (latest filing)?
$4.85M.