New Valley Bank & Trust
Springfield, MA
IDRSSD: 5316920
Total Assets
$365.97M
Latest filing
Total Deposits
$300.36M
Latest filing
Net Interest Margin
4.16%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
New Valley Bank & Trust
1 Monarch Pl
Springfield, MA 01144
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/30/2019FDIC Certificate 596800
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| New Valley Bank & Trust (Main) | 1 Monarch Pl | Springfield, MA |
| SPRINGFIELD BRANCH | 1930 Wilbraham Rd | Springfield, MA |
| WEST SPRINGFIELD BRANCH | 333 Elm Street | West Springfield, MA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/30/2019 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 01144 |
| State and County Number | 25013 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Springfield, MA |
Operational Info
| Number of Employees | 42 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 05/30/2019 |
| Primary Insurance Agency | DIF |
| Website | www.banknewvalley.com |
| Data Updated | 11/14/2025 |
| CERT | 59143 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $365.97M |
| Total Deposits | $300.36M |
| Total Liabilities | $339.62M |
| Total Equity Capital | $26.35M |
| Net Income | $337.00k |
| Net Loans and Leases | $253.98M |
| Assets Per Employee ($Millions) | $9.38M |
| Bank Premises and Fixed Assets | $2.90M |
| Cash and Balances due from Depository Institutions | $49.86M |
| Deposits Held in Domestic Offices | $300.36M |
Key Performance Ratios
| Return on Assets (ROA) | 0.38% |
| Return on Equity (ROE) | 5.16% |
| Net Interest Margin | 4.16% |
| Efficiency Ratio | 72.39% |
| Tier 1 Risk-Based Capital Ratio | 10.331% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.62% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.2% |
| Earning Assets to total Assets | 94.22% |
Income and Expense
| Total Interest Income | $5.40M |
| Total Noninterest Income | $177.00k |
| Total Interest Expense | $1.95M |
| Total Noninterest Expense | $2.62M |
| Net Interest Income | $3.44M |
| Pre-tax Net Operating Income | $455.00k |
| Provision for Credit Losses | $545.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $34.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.26M |
| Total Liabilities and Capital | $365.97M |
Securities
| Securities | $48.17M |
| Available-for-sale debt securities | $26.23M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $21.95M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of New Valley Bank & Trust?
$365.97M as of the latest filing.
How much are New Valley Bank & Trust's total deposits?
$300.36M in total deposits.
Where is New Valley Bank & Trust located?
Springfield, MA.
What is the Net Interest Margin?
4.16%.
How many domestic offices does it operate?
3.
When was it established?
05/30/2019.
What is the Return on Assets (ROA)?
0.38%.
How much are total loans and leases?
$253.98M (latest filing).
What is the total interest income (latest filing)?
$5.40M.