BankGloucester
Gloucester, MA
IDRSSD: 331375
Total Assets
$398.39M
Latest filing
Total Deposits
$316.32M
Latest filing
Net Interest Margin
3.66%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
BankGloucester
160 Main St
Gloucester, MA 01930
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1887FDIC Certificate 35224
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| BankGloucester (Main) | 160 Main St | Gloucester, MA |
| ESSEX BRANCH | 15 Martin St | Essex, MA |
| IPSWICH BRANCH | 143 High St | Ipswich, MA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1887 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 01930 |
| State and County Number | 25009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 57 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 02/10/1986 |
| Primary Insurance Agency | DIF |
| Website | https://bankgloucester.com |
| Data Updated | 11/14/2025 |
| CERT | 26536 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $398.39M |
| Total Deposits | $316.32M |
| Total Liabilities | $367.27M |
| Total Equity Capital | $31.12M |
| Net Income | $443.00k |
| Net Loans and Leases | $334.49M |
| Assets Per Employee ($Millions) | $7.38M |
| Bank Premises and Fixed Assets | $6.30M |
| Cash and Balances due from Depository Institutions | $21.90M |
| Deposits Held in Domestic Offices | $316.32M |
Key Performance Ratios
| Return on Assets (ROA) | 0.45% |
| Return on Equity (ROE) | 5.75% |
| Net Interest Margin | 3.66% |
| Efficiency Ratio | 78.93% |
| Tier 1 Risk-Based Capital Ratio | 12.223% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.812% |
| Earning Assets to total Assets | 95.92% |
Income and Expense
| Total Interest Income | $5.33M |
| Total Noninterest Income | $195.00k |
| Total Interest Expense | $1.88M |
| Total Noninterest Expense | $2.88M |
| Net Interest Income | $3.45M |
| Pre-tax Net Operating Income | $619.00k |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $50.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $948.00k |
| Total Liabilities and Capital | $398.39M |
Securities
| Securities | $30.41M |
| Available-for-sale debt securities | $29.87M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BankGloucester?
$398.39M as of the latest filing.
How much are BankGloucester's total deposits?
$316.32M in total deposits.
Where is BankGloucester located?
Gloucester, MA.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1887.
What is the Return on Assets (ROA)?
0.45%.
How much are total loans and leases?
$334.49M (latest filing).
What is the total interest income (latest filing)?
$5.33M.