OneUnited Bank
Boston, MA
IDRSSD: 935308
Total Assets
$761.72M
Latest filing
Total Deposits
$516.96M
Latest filing
Net Interest Margin
2.07%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
011001276BOSTON, MA
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
OneUnited Bank
100 Franklin St
Boston, MA 02110
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/02/1982FDIC Certificate 16717
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| OneUnited Bank (Main) | 100 Franklin St | Boston, MA |
| 79TH STREET BRANCH | 3275 Nw 79th St | Miami, FL |
| CRENSHAW BRANCH | 3683 Crenshaw Blvd | Los Angeles, CA |
| GROVE HALL BRANCH | 648 Warren St | Dorchester, MA |
| COMPTON BRANCH | 1495 N Wilmington Ave | Compton, CA |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Boston Trust Walden Company
Boston, Massachusetts
→
Assets: $93.32MΔ -85.0%
Eastern Bank
Boston, Massachusetts
→
Assets: $25.45BΔ +3988.4%
State Street Bank and Trust Company
Boston, Massachusetts
→
Assets: $366.08BΔ +58712.7%
Walpole Co-operative Bank
Walpole, Massachusetts
→
Assets: $632.18MΔ +1.6%
Haverhill Bank
Haverhill, Massachusetts
→
Assets: $637.75MΔ +2.5%
Middlesex Federal Savings, F.A.
Somerville, Massachusetts
→
Assets: $653.00MΔ +4.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/02/1982 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 02110 |
| State and County Number | 25025 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 109 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 08/02/1982 |
| Primary Insurance Agency | DIF |
| Website | www.oneunited.com |
| Data Updated | 01/30/2026 |
| CERT | 23966 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $761.72M |
| Total Deposits | $516.96M |
| Total Liabilities | $699.03M |
| Total Equity Capital | $62.70M |
| Net Income | $-301,000 |
| Net Loans and Leases | $401.58M |
| Assets Per Employee ($Millions) | $7.25M |
| Bank Premises and Fixed Assets | $10.92M |
| Cash and Balances due from Depository Institutions | $176.82M |
| Deposits Held in Domestic Offices | $516.96M |
Key Performance Ratios
| Return on Assets (ROA) | -0.17% |
| Return on Equity (ROE) | -1.93% |
| Net Interest Margin | 2.07% |
| Efficiency Ratio | 94.77% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.231% |
| Earning Assets to total Assets | 95.23% |
Income and Expense
| Total Interest Income | $6.00M |
| Total Noninterest Income | $3.54M |
| Total Interest Expense | $2.59M |
| Total Noninterest Expense | $6.58M |
| Net Interest Income | $3.41M |
| Pre-tax Net Operating Income | $363.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $177.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.07M |
| Total Liabilities and Capital | $761.72M |
Securities
| Securities | $148.55M |
| Available-for-sale debt securities | $141.71M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of OneUnited Bank?
$761.72M as of the latest filing.
How much are OneUnited Bank's total deposits?
$516.96M in total deposits.
Where is OneUnited Bank located?
Boston, MA.
What is the Net Interest Margin?
2.07%.
How many domestic offices does it operate?
5.
When was it established?
08/02/1982.
What is the Return on Assets (ROA)?
-0.17%.
How much are total loans and leases?
$401.58M (latest filing).
What is the total interest income (latest filing)?
$6.00M.