COMMUNITY STATE BANK
Bradley, AR
IDRSSD: 378044
Total Assets
$78.80M
Latest filing
Total Deposits
$69.60M
Latest filing
Net Interest Margin
4.66%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
COMMUNITY STATE BANK
208 W 4th St
Bradley, AR 71826
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1933FDIC Certificate 3827
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| COMMUNITY STATE BANK (Main) | 208 W 4th St | Bradley, AR |
| TEXARKANA BRANCH | 127 Arkansas Blvd | Texarkana, AR |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71826 |
| State and County Number | 05073 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.csbarkansas.com |
| Data Updated | 11/14/2025 |
| CERT | 5619 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $78.80M |
| Total Deposits | $69.60M |
| Total Liabilities | $69.95M |
| Total Equity Capital | $8.84M |
| Net Income | $154.00k |
| Net Loans and Leases | $66.37M |
| Assets Per Employee ($Millions) | $6.06M |
| Bank Premises and Fixed Assets | $2.27M |
| Cash and Balances due from Depository Institutions | $8.93M |
| Deposits Held in Domestic Offices | $69.60M |
Key Performance Ratios
| Return on Assets (ROA) | 0.81% |
| Return on Equity (ROE) | 7.01% |
| Net Interest Margin | 4.66% |
| Efficiency Ratio | 69.57% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.42% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.223% |
| Earning Assets to total Assets | 93.46% |
Income and Expense
| Total Interest Income | $1.43M |
| Total Noninterest Income | $63.00k |
| Total Interest Expense | $597.00k |
| Total Noninterest Expense | $622.00k |
| Net Interest Income | $831.00k |
| Pre-tax Net Operating Income | $192.00k |
| Provision for Credit Losses | $80.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $358.00k |
| Total Liabilities and Capital | $78.80M |
Securities
| Securities | $402.00k |
| Available-for-sale debt securities | $401.00k |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of COMMUNITY STATE BANK?
$78.80M as of the latest filing.
How much are COMMUNITY STATE BANK's total deposits?
$69.60M in total deposits.
Where is COMMUNITY STATE BANK located?
Bradley, AR.
What is the Net Interest Margin?
4.66%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1933.
What is the Return on Assets (ROA)?
0.81%.
How much are total loans and leases?
$66.37M (latest filing).
What is the total interest income (latest filing)?
$1.43M.