Riverside Bank
Sparkman, AR
IDRSSD: 977045
Total Assets
$71.82M
Latest filing
Total Deposits
$60.06M
Latest filing
Net Interest Margin
4.71%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Riverside Bank
103 W Main St
Sparkman, AR 71763
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1916FDIC Certificate 73
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Riverside Bank (Main) | 103 W Main St | Sparkman, AR |
| LITTLE ROCK BRANCH | 1001 W Markham St | Little Rock, AR |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1916 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71763 |
| State and County Number | 05039 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/20/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.riversidebanc.com |
| Data Updated | 01/30/2026 |
| CERT | 93 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $71.82M |
| Total Deposits | $60.06M |
| Total Liabilities | $60.41M |
| Total Equity Capital | $11.42M |
| Net Income | $142.00k |
| Net Loans and Leases | $55.38M |
| Assets Per Employee ($Millions) | $5.99M |
| Bank Premises and Fixed Assets | $2.84M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $60.06M |
Key Performance Ratios
| Return on Assets (ROA) | 0.79% |
| Return on Equity (ROE) | 5.01% |
| Net Interest Margin | 4.71% |
| Efficiency Ratio | 71.38% |
| Tier 1 Risk-Based Capital Ratio | 16.372% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.899% |
| Earning Assets to total Assets | 88.44% |
Income and Expense
| Total Interest Income | $1.24M |
| Total Noninterest Income | $79.00k |
| Total Interest Expense | $487.00k |
| Total Noninterest Expense | $601.00k |
| Net Interest Income | $749.00k |
| Pre-tax Net Operating Income | $186.00k |
| Provision for Credit Losses | $41.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.78M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $341.00k |
| Total Liabilities and Capital | $71.82M |
Securities
| Securities | $1.31M |
| Available-for-sale debt securities | $1.31M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Riverside Bank?
$71.82M as of the latest filing.
How much are Riverside Bank's total deposits?
$60.06M in total deposits.
Where is Riverside Bank located?
Sparkman, AR.
What is the Net Interest Margin?
4.71%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1916.
What is the Return on Assets (ROA)?
0.79%.
How much are total loans and leases?
$55.38M (latest filing).
What is the total interest income (latest filing)?
$1.24M.