Resource Bank, National Association
Dekalb, IL
IDRSSD: 235530
Total Assets
$868.66M
Latest filing
Total Deposits
$803.33M
Latest filing
Net Interest Margin
3.45%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Resource Bank, National Association
555 Bethany Rd
Dekalb, IL 60115
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/01/1901FDIC Certificate 2370
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Resource Bank, National Association (Main) | 555 Bethany Rd | Dekalb, IL |
| CORTLAND BRANCH | 10 W North Ave | Cortland, IL |
| MALTA BRANCH | 201 State Route 38 | Malta, IL |
| HINCKLEY BRANCH | 280 E Lincoln Ave | Hinckley, IL |
| GENOA BRANCH | 310 S Highway 23 | Genoa, IL |
| SYCAMORE BRANCH | 351 N Main St | Sycamore, IL |
| ANNIE GLIDDEN BRANCH | 775 S Annie Glidden Rd | Dekalb, IL |
| SHABBONA BRANCH | 102 Indian Rd | Shabbona, IL |
Showing 7 of 14
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/01/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60115 |
| State and County Number | 17037 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 181 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.resourcebank.com |
| Data Updated | 11/14/2025 |
| CERT | 3701 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $868.66M |
| Total Deposits | $803.33M |
| Total Liabilities | $806.28M |
| Total Equity Capital | $62.38M |
| Net Income | $2.23M |
| Net Loans and Leases | $519.54M |
| Assets Per Employee ($Millions) | $4.85M |
| Bank Premises and Fixed Assets | $18.70M |
| Cash and Balances due from Depository Institutions | $78.53M |
| Deposits Held in Domestic Offices | $803.33M |
Key Performance Ratios
| Return on Assets (ROA) | 1.05% |
| Return on Equity (ROE) | 15.02% |
| Net Interest Margin | 3.45% |
| Efficiency Ratio | 71.55% |
| Tier 1 Risk-Based Capital Ratio | 12.571% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.181% |
| Earning Assets to total Assets | 95.71% |
Income and Expense
| Total Interest Income | $9.83M |
| Total Noninterest Income | $2.28M |
| Total Interest Expense | $2.85M |
| Total Noninterest Expense | $6.62M |
| Net Interest Income | $6.98M |
| Pre-tax Net Operating Income | $2.35M |
| Provision for Credit Losses | $282.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $291.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.96M |
| Total Liabilities and Capital | $868.66M |
Securities
| Securities | $244.75M |
| Available-for-sale debt securities | $244.75M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Resource Bank, National Association?
$868.66M as of the latest filing.
How much are Resource Bank, National Association's total deposits?
$803.33M in total deposits.
Where is Resource Bank, National Association located?
Dekalb, IL.
What is the Net Interest Margin?
3.45%.
How many domestic offices does it operate?
15.
When was it established?
10/01/1901.
What is the Return on Assets (ROA)?
1.05%.
How much are total loans and leases?
$519.54M (latest filing).
What is the total interest income (latest filing)?
$9.83M.