Resource Bank, National Association
Dekalb, IL
IDRSSD: 235530
Total Assets
$861.75M
Latest filing
Total Deposits
$795.32M
Latest filing
Net Interest Margin
3.46%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071914358DEKALB, IL
Key People
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Locations
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Main Office
Resource Bank, National Association
555 Bethany Rd
Dekalb, IL 60115
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/01/1901FDIC Certificate 2370
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Resource Bank, National Association (Main) | 555 Bethany Rd | Dekalb, IL |
| CORTLAND BRANCH | 10 W North Ave | Cortland, IL |
| MALTA BRANCH | 201 State Route 38 | Malta, IL |
| HINCKLEY BRANCH | 280 E Lincoln Ave | Hinckley, IL |
| GENOA BRANCH | 310 S Highway 23 | Genoa, IL |
| SYCAMORE BRANCH | 351 N Main St | Sycamore, IL |
| ANNIE GLIDDEN BRANCH | 775 S Annie Glidden Rd | Dekalb, IL |
| SHABBONA BRANCH | 102 Indian Rd | Shabbona, IL |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/01/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60115 |
| State and County Number | 17037 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 179 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.resourcebank.com |
| Data Updated | 01/30/2026 |
| CERT | 3701 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $861.75M |
| Total Deposits | $795.32M |
| Total Liabilities | $798.49M |
| Total Equity Capital | $63.26M |
| Net Income | $1.81M |
| Net Loans and Leases | $529.39M |
| Assets Per Employee ($Millions) | $4.68M |
| Bank Premises and Fixed Assets | $18.44M |
| Cash and Balances due from Depository Institutions | $42.08M |
| Deposits Held in Domestic Offices | $795.32M |
Key Performance Ratios
| Return on Assets (ROA) | 0.84% |
| Return on Equity (ROE) | 11.51% |
| Net Interest Margin | 3.46% |
| Efficiency Ratio | 72.19% |
| Tier 1 Risk-Based Capital Ratio | 12.374% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.37% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.341% |
| Earning Assets to total Assets | 95.32% |
Income and Expense
| Total Interest Income | $9.85M |
| Total Noninterest Income | $2.31M |
| Total Interest Expense | $2.71M |
| Total Noninterest Expense | $6.83M |
| Net Interest Income | $7.14M |
| Pre-tax Net Operating Income | $1.84M |
| Provision for Credit Losses | $790.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $291.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.17M |
| Total Liabilities and Capital | $861.75M |
Securities
| Securities | $261.95M |
| Available-for-sale debt securities | $261.95M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Resource Bank, National Association?
$861.75M as of the latest filing.
How much are Resource Bank, National Association's total deposits?
$795.32M in total deposits.
Where is Resource Bank, National Association located?
Dekalb, IL.
What is the Net Interest Margin?
3.46%.
How many domestic offices does it operate?
15.
When was it established?
10/01/1901.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$529.39M (latest filing).
What is the total interest income (latest filing)?
$9.85M.