Millennium Bank
Des Plaines, IL
IDRSSD: 3547896
Total Assets
$810.98M
Latest filing
Total Deposits
$665.28M
Latest filing
Net Interest Margin
2.87%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071926731DES PLAINES, IL
Key People
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Locations
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Main Office
Millennium Bank
2077 Miner St
Des Plaines, IL 60016
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/02/2007FDIC Certificate 446858
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Millennium Bank (Main) | 2077 Miner St | Des Plaines, IL |
| PULASKI SAVINGS BANK BRANCH | 3156 S Morgan St | Chicago, IL |
| OAK BROOK BRANCH | 3824 York Road | Oak Brook, IL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/02/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60016 |
| State and County Number | 17031 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 69 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/17/2025 |
| Date of Deposit Insurance | 07/02/2007 |
| Primary Insurance Agency | DIF |
| Website | www.milbnk.com |
| Data Updated | 01/30/2026 |
| CERT | 58348 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $810.98M |
| Total Deposits | $665.28M |
| Total Liabilities | $731.90M |
| Total Equity Capital | $79.08M |
| Net Income | $468.00k |
| Net Loans and Leases | $642.92M |
| Assets Per Employee ($Millions) | $12.1M |
| Bank Premises and Fixed Assets | $7.19M |
| Cash and Balances due from Depository Institutions | $132.53M |
| Deposits Held in Domestic Offices | $665.28M |
Key Performance Ratios
| Return on Assets (ROA) | 0.23% |
| Return on Equity (ROE) | 2.36% |
| Net Interest Margin | 2.87% |
| Efficiency Ratio | 96.49% |
| Tier 1 Risk-Based Capital Ratio | 12.165% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.29% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.751% |
| Earning Assets to total Assets | 94.49% |
Income and Expense
| Total Interest Income | $11.71M |
| Total Noninterest Income | $857.00k |
| Total Interest Expense | $6.25M |
| Total Noninterest Expense | $6.16M |
| Net Interest Income | $5.47M |
| Pre-tax Net Operating Income | $-413,000 |
| Provision for Credit Losses | $582.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.61M |
| Other borrowed funds | $54.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.63M |
| Total Liabilities and Capital | $810.98M |
Securities
| Securities | $1.98M |
| Available-for-sale debt securities | $1.98M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Millennium Bank?
$810.98M as of the latest filing.
How much are Millennium Bank's total deposits?
$665.28M in total deposits.
Where is Millennium Bank located?
Des Plaines, IL.
What is the Net Interest Margin?
2.87%.
How many domestic offices does it operate?
3.
When was it established?
07/02/2007.
What is the Return on Assets (ROA)?
0.23%.
How much are total loans and leases?
$642.92M (latest filing).
What is the total interest income (latest filing)?
$11.71M.