Iroquois Federal Savings and Loan Association
Watseka, IL
IDRSSD: 403870
Total Assets
$862.33M
Latest filing
Total Deposits
$685.95M
Latest filing
Net Interest Margin
3.00%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Iroquois Federal Savings and Loan Association
201 E Cherry St
Watseka, IL 60970
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1883FDIC Certificate 42509
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Iroquois Federal Savings and Loan Association (Main) | 201 E Cherry St | Watseka, IL |
| DANVILLE OFFICE | 619 N Gilbert St | Danville, IL |
| CLIFTON OFFICE | 175 E 4th Ave | Clifton, IL |
| HOOPESTON BRANCH | 655 S Dixie Hwy | Hoopeston, IL |
| 3535 HIGHWAY 54, SUITE 303 | 3535 Osage Beach Pkwy | Osage Beach, MO |
| SAVOY OFFICE | 108 Arbours Dr | Savoy, IL |
| IROQUOIS FEDERAL - BOURBONNAIS OFFICE BRANCH | 421 Brown Blvd | Bourbonnais, IL |
| IROQUOIS FEDERAL - CHAMPAIGN OFFICE | 2411 Village Green Pl | Champaign, IL |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1883 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60970 |
| State and County Number | 17075 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 37 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 105 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.iroquoisfed.com |
| Data Updated | 11/14/2025 |
| CERT | 29675 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $862.33M |
| Total Deposits | $685.95M |
| Total Liabilities | $783.53M |
| Total Equity Capital | $78.80M |
| Net Income | $1.40M |
| Net Loans and Leases | $619.28M |
| Assets Per Employee ($Millions) | $8.14M |
| Bank Premises and Fixed Assets | $10.09M |
| Cash and Balances due from Depository Institutions | $8.28M |
| Deposits Held in Domestic Offices | $685.95M |
Key Performance Ratios
| Return on Assets (ROA) | 0.64% |
| Return on Equity (ROE) | 7.25% |
| Net Interest Margin | 3% |
| Efficiency Ratio | 72.88% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.138% |
| Earning Assets to total Assets | 94.16% |
Income and Expense
| Total Interest Income | $11.09M |
| Total Noninterest Income | $1.16M |
| Total Interest Expense | $4.94M |
| Total Noninterest Expense | $5.33M |
| Net Interest Income | $6.15M |
| Pre-tax Net Operating Income | $2.02M |
| Provision for Credit Losses | $-42,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $40.00k |
| Other borrowed funds | $70.60M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $18.13M |
| All Other Liabilities | $8.85M |
| Total Liabilities and Capital | $862.33M |
Securities
| Securities | $189.82M |
| Available-for-sale debt securities | $189.82M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Iroquois Federal Savings and Loan Association?
$862.33M as of the latest filing.
How much are Iroquois Federal Savings and Loan Association's total deposits?
$685.95M in total deposits.
Where is Iroquois Federal Savings and Loan Association located?
Watseka, IL.
What is the Net Interest Margin?
3.00%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1883.
What is the Return on Assets (ROA)?
0.64%.
How much are total loans and leases?
$619.28M (latest filing).
What is the total interest income (latest filing)?
$11.09M.