Farmers National Bank
Prophetstown, IL
IDRSSD: 933041
Total Assets
$884.76M
Latest filing
Total Deposits
$610.67M
Latest filing
Net Interest Margin
3.17%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Farmers National Bank
114 W 3rd St
Prophetstown, IL 61277
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1902FDIC Certificate 2397
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers National Bank (Main) | 114 W 3rd St | Prophetstown, IL |
| GENESEO OFFICE | 700 Us Highway 6 E | Geneseo, IL |
| THE FARMERS NATIONAL PARK OF PROPHETSTOWN | 1100 E Lincolnway | Morrison, IL |
| MOUNT CARROLL BRANCH | 642 South East Street | Mount Carroll, IL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/01/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61277 |
| State and County Number | 17195 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Sterling, IL |
Operational Info
| Number of Employees | 59 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.farmersnationalbank.bank |
| Data Updated | 11/14/2025 |
| CERT | 3732 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $884.76M |
| Total Deposits | $610.67M |
| Total Liabilities | $762.71M |
| Total Equity Capital | $122.05M |
| Net Income | $2.50M |
| Net Loans and Leases | $479.05M |
| Assets Per Employee ($Millions) | $14.5M |
| Bank Premises and Fixed Assets | $12.39M |
| Cash and Balances due from Depository Institutions | $33.45M |
| Deposits Held in Domestic Offices | $610.67M |
Key Performance Ratios
| Return on Assets (ROA) | 1.12% |
| Return on Equity (ROE) | 8.38% |
| Net Interest Margin | 3.17% |
| Efficiency Ratio | 47.54% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.795% |
| Earning Assets to total Assets | 90.43% |
Income and Expense
| Total Interest Income | $11.07M |
| Total Noninterest Income | $651.00k |
| Total Interest Expense | $4.68M |
| Total Noninterest Expense | $3.35M |
| Net Interest Income | $6.39M |
| Pre-tax Net Operating Income | $3.15M |
| Provision for Credit Losses | $541.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $37.00k |
| Other borrowed funds | $117.24M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $27.42M |
| All Other Liabilities | $7.38M |
| Total Liabilities and Capital | $884.76M |
Securities
| Securities | $295.52M |
| Available-for-sale debt securities | $290.31M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $5.22M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers National Bank?
$884.76M as of the latest filing.
How much are Farmers National Bank's total deposits?
$610.67M in total deposits.
Where is Farmers National Bank located?
Prophetstown, IL.
What is the Net Interest Margin?
3.17%.
How many domestic offices does it operate?
4.
When was it established?
07/01/1902.
What is the Return on Assets (ROA)?
1.12%.
How much are total loans and leases?
$479.05M (latest filing).
What is the total interest income (latest filing)?
$11.07M.