Visbanking Logo

CIBM Bank

Champaign, IL
IDRSSD: 340742
Total Assets
$828.50M
Latest filing
Total Deposits
$702.47M
Latest filing
Net Interest Margin
2.90%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

BankChampaign, National Association
Champaign, Illinois
→
Assets: $233.94MΔ -71.8%
First Federal Savings Bank of Champaign Urbana
Champaign, Illinois
→
Assets: $189.85MΔ -77.1%
Busey Bank
Champaign, Illinois
→
Assets: $18.87BΔ +2172.5%
Millennium Bank
Des Plaines, Illinois
→
Assets: $829.71MΔ -0.1%
Resource Bank, National Association
Dekalb, Illinois
→
Assets: $827.99MΔ -0.3%
Fortress Bank
Peoria, Illinois
→
Assets: $814.05MΔ -1.9%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1921
Community BankYes
Ownership TypeNot Mutual
ZIP61821
State and County Number17019
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChampaign-Urbana, IL

Operational Info

Number of Employees144
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date05/31/2023
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.cibmbank.com
Data Updated11/14/2025
CERT11729
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$828.50M
Total Deposits$702.47M
Total Liabilities$745.27M
Total Equity Capital$83.23M
Net Income$1.13M
Net Loans and Leases$654.13M
Assets Per Employee ($Millions)$5.79M
Bank Premises and Fixed Assets$10.34M
Cash and Balances due from Depository Institutions$19.02M
Deposits Held in Domestic Offices$702.47M

Key Performance Ratios

Return on Assets (ROA)0.54%
Return on Equity (ROE)5.46%
Net Interest Margin2.9%
Efficiency Ratio81.92%
Tier 1 Risk-Based Capital Ratio12.629%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.046%
Earning Assets to total Assets95.27%

Income and Expense

Total Interest Income$10.82M
Total Noninterest Income$1.85M
Total Interest Expense$5.08M
Total Noninterest Expense$6.22M
Net Interest Income$5.75M
Pre-tax Net Operating Income$1.46M
Provision for Credit Losses$-89,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$29.46M
All Other Liabilities$13.34M
Total Liabilities and Capital$828.50M

Securities

Securities$128.21M
Available-for-sale debt securities$126.02M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of CIBM Bank?
$828.50M as of the latest filing.
How much are CIBM Bank's total deposits?
$702.47M in total deposits.
Where is CIBM Bank located?
Champaign, IL.
What is the Net Interest Margin?
2.90%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1921.
What is the Return on Assets (ROA)?
0.54%.
How much are total loans and leases?
$654.13M (latest filing).
What is the total interest income (latest filing)?
$10.82M.