Adrian Bank

Adrian, MO
IDRSSD: 94858
Total Assets
$187.49M
Latest filing
Total Deposits
$166.66M
Latest filing
Net Interest Margin
4.64%
Profitability

Locations

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Main Office
Adrian Bank
130 E Main St
Adrian, MO 64720
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/18/1932FDIC Certificate 5261

Branches (2)

Page 1 of 1
NameAddressCity / State
Adrian Bank (Main)130 E Main StAdrian, MO
BUTLER BRANCH1101 W Fort Scott StButler, MO
302 S.W. OUTER ROAD BRANCH302 S West Outer RdArchie, MO
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date10/18/1932
Community BankYes
Ownership TypeNot Mutual
ZIP64720
State and County Number29013
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameKansas City, MO-KS

Operational Info

Number of Employees31
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date07/23/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.adrianbank.com
Data Updated11/14/2025
CERT8251
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$187.49M
Total Deposits$166.66M
Total Liabilities$167.95M
Total Equity Capital$19.54M
Net Income$746.00k
Net Loans and Leases$124.84M
Assets Per Employee ($Millions)$6.05M
Bank Premises and Fixed Assets$1.93M
Cash and Balances due from Depository Institutions$8.43M
Deposits Held in Domestic Offices$166.66M

Key Performance Ratios

Return on Assets (ROA)1.61%
Return on Equity (ROE)15.94%
Net Interest Margin4.64%
Efficiency Ratio51.53%
Tier 1 Risk-Based Capital Ratio21.171%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.72%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.419%
Earning Assets to total Assets95.16%

Income and Expense

Total Interest Income$2.74M
Total Noninterest Income$166.00k
Total Interest Expense$683.00k
Total Noninterest Expense$1.15M
Net Interest Income$2.06M
Pre-tax Net Operating Income$746.00k
Provision for Credit Losses$333.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.29M
Total Liabilities and Capital$187.49M

Securities

Securities$49.77M
Available-for-sale debt securities$49.77M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Adrian Bank?
$187.49M as of the latest filing.
How much are Adrian Bank's total deposits?
$166.66M in total deposits.
Where is Adrian Bank located?
Adrian, MO.
What is the Net Interest Margin?
4.64%.
How many domestic offices does it operate?
3.
When was it established?
10/18/1932.
What is the Return on Assets (ROA)?
1.61%.
How much are total loans and leases?
$124.84M (latest filing).
What is the total interest income (latest filing)?
$2.74M.