Profinium, Inc.
Truman, MN
IDRSSD: 865450
Total Assets
$516.85M
Latest filing
Total Deposits
$437.47M
Latest filing
Net Interest Margin
3.24%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Profinium, Inc.
414 N 5th Ave E
Truman, MN 56088
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/12/1916FDIC Certificate 1270
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Profinium, Inc. (Main) | 414 N 5th Ave E | Truman, MN |
| FAIRMONT BRANCH | 105 Lake Ave | Fairmont, MN |
| PROFINIUM, INC, OWATONNA BRANCH | 1080 W Frontage Rd | Owatonna, MN |
| PROFINIUM, INC. MANKATO BRANCH | 100 Warren St | Mankato, MN |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Scale Bank
Edina, Minnesota
→
Assets: $519.99MΔ +0.2%
Sterling State Bank
Austin, Minnesota
→
Assets: $516.40MΔ -0.5%
Lake Elmo Bank
Lake Elmo, Minnesota
→
Assets: $500.20MΔ -3.6%
Community Resource Bank
Northfield, Minnesota
→
Assets: $540.00MΔ +4.1%
American Heritage National Bank
Long Prairie, Minnesota
→
Assets: $541.04MΔ +4.3%
Glenwood State Bank (Incorporated)
Glenwood, Minnesota
→
Assets: $545.46MΔ +5.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/12/1916 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56088 |
| State and County Number | 27091 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Fairmont, MN |
Operational Info
| Number of Employees | 68 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/24/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.profinium.com |
| Data Updated | 11/14/2025 |
| CERT | 1905 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $516.85M |
| Total Deposits | $437.47M |
| Total Liabilities | $471.49M |
| Total Equity Capital | $45.36M |
| Net Income | $851.00k |
| Net Loans and Leases | $395.49M |
| Assets Per Employee ($Millions) | $7.49M |
| Bank Premises and Fixed Assets | $7.18M |
| Cash and Balances due from Depository Institutions | $24.46M |
| Deposits Held in Domestic Offices | $437.47M |
Key Performance Ratios
| Return on Assets (ROA) | 0.66% |
| Return on Equity (ROE) | 7.68% |
| Net Interest Margin | 3.24% |
| Efficiency Ratio | 73.59% |
| Tier 1 Risk-Based Capital Ratio | 12.357% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.776% |
| Earning Assets to total Assets | 92.91% |
Income and Expense
| Total Interest Income | $6.76M |
| Total Noninterest Income | $673.00k |
| Total Interest Expense | $2.85M |
| Total Noninterest Expense | $3.38M |
| Net Interest Income | $3.90M |
| Pre-tax Net Operating Income | $1.20M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $31.74M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $25.00k |
| All Other Liabilities | $2.25M |
| Total Liabilities and Capital | $516.85M |
Securities
| Securities | $65.59M |
| Available-for-sale debt securities | $65.39M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Profinium, Inc.?
$516.85M as of the latest filing.
How much are Profinium, Inc.'s total deposits?
$437.47M in total deposits.
Where is Profinium, Inc. located?
Truman, MN.
What is the Net Interest Margin?
3.24%.
How many domestic offices does it operate?
4.
When was it established?
05/12/1916.
What is the Return on Assets (ROA)?
0.66%.
How much are total loans and leases?
$395.49M (latest filing).
What is the total interest income (latest filing)?
$6.76M.