Profinium, Inc.
Truman, MN
IDRSSD: 865450
Total Assets
$522.58M
Latest filing
Total Deposits
$446.01M
Latest filing
Net Interest Margin
3.38%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091212865TRUMAN, MN
Key People
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Locations
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Main Office
Profinium, Inc.
414 N 5th Ave E
Truman, MN 56088
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/12/1916FDIC Certificate 1270
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Profinium, Inc. (Main) | 414 N 5th Ave E | Truman, MN |
| FAIRMONT BRANCH | 105 Lake Ave | Fairmont, MN |
| PROFINIUM, INC, OWATONNA BRANCH | 1080 W Frontage Rd | Owatonna, MN |
| PROFINIUM, INC. MANKATO BRANCH | 100 Warren St | Mankato, MN |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/12/1916 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56088 |
| State and County Number | 27091 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Fairmont, MN |
Operational Info
| Number of Employees | 69 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/24/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.profinium.com |
| Data Updated | 01/30/2026 |
| CERT | 1905 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $522.58M |
| Total Deposits | $446.01M |
| Total Liabilities | $475.25M |
| Total Equity Capital | $47.34M |
| Net Income | $1.21M |
| Net Loans and Leases | $390.62M |
| Assets Per Employee ($Millions) | $7.47M |
| Bank Premises and Fixed Assets | $7.07M |
| Cash and Balances due from Depository Institutions | $37.20M |
| Deposits Held in Domestic Offices | $446.01M |
Key Performance Ratios
| Return on Assets (ROA) | 0.93% |
| Return on Equity (ROE) | 10.4% |
| Net Interest Margin | 3.38% |
| Efficiency Ratio | 72.84% |
| Tier 1 Risk-Based Capital Ratio | 12.571% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.3% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.059% |
| Earning Assets to total Assets | 92.69% |
Income and Expense
| Total Interest Income | $6.74M |
| Total Noninterest Income | $644.00k |
| Total Interest Expense | $2.67M |
| Total Noninterest Expense | $3.44M |
| Net Interest Income | $4.07M |
| Pre-tax Net Operating Income | $1.66M |
| Provision for Credit Losses | $-387,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.99M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $72.00k |
| All Other Liabilities | $3.18M |
| Total Liabilities and Capital | $522.58M |
Securities
| Securities | $66.44M |
| Available-for-sale debt securities | $66.24M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Profinium, Inc.?
$522.58M as of the latest filing.
How much are Profinium, Inc.'s total deposits?
$446.01M in total deposits.
Where is Profinium, Inc. located?
Truman, MN.
What is the Net Interest Margin?
3.38%.
How many domestic offices does it operate?
4.
When was it established?
05/12/1916.
What is the Return on Assets (ROA)?
0.93%.
How much are total loans and leases?
$390.62M (latest filing).
What is the total interest income (latest filing)?
$6.74M.