Glenwood State Bank (Incorporated)

Glenwood, MN
IDRSSD: 975854
Total Assets
$545.43M
Latest filing
Total Deposits
$464.91M
Latest filing
Net Interest Margin
3.83%
Profitability

Locations

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Main Office
Glenwood State Bank (Incorporated)
5 E Minnesota Ave
Glenwood, MN 56334
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/09/1907FDIC Certificate 5648

Branches (2)

Page 1 of 1
NameAddressCity / State
Glenwood State Bank (Incorporated) (Main)5 E Minnesota AveGlenwood, MN
DETACHED FACILITYWashington And Central StreetsVillard, MN
ALEXANDRIA BRANCH2221 S Broadway StAlexandria, MN
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/09/1907
Community BankYes
Ownership TypeNot Mutual
ZIP56334
State and County Number27121
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees72
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.glenwoodstate.bank
Data Updated11/14/2025
CERT8853
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$545.43M
Total Deposits$464.91M
Total Liabilities$493.17M
Total Equity Capital$52.27M
Net Income$2.22M
Net Loans and Leases$501.18M
Assets Per Employee ($Millions)$7.18M
Bank Premises and Fixed Assets$9.01M
Cash and Balances due from Depository Institutions$17.34M
Deposits Held in Domestic Offices$464.91M

Key Performance Ratios

Return on Assets (ROA)1.63%
Return on Equity (ROE)17.19%
Net Interest Margin3.83%
Efficiency Ratio58.93%
Tier 1 Risk-Based Capital Ratio10.925%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.583%
Earning Assets to total Assets95.64%

Income and Expense

Total Interest Income$8.23M
Total Noninterest Income$484.00k
Total Interest Expense$3.23M
Total Noninterest Expense$3.23M
Net Interest Income$5.00M
Pre-tax Net Operating Income$2.22M
Provision for Credit Losses$32.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$26.00M
Federal Funds Sold & Reverse Repurchase Agreement$3.27M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.25M
Total Liabilities and Capital$545.43M

Securities

Securities$4.39M
Available-for-sale debt securities$4.39M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Glenwood State Bank (Incorporated)?
$545.43M as of the latest filing.
How much are Glenwood State Bank (Incorporated)'s total deposits?
$464.91M in total deposits.
Where is Glenwood State Bank (Incorporated) located?
Glenwood, MN.
What is the Net Interest Margin?
3.83%.
How many domestic offices does it operate?
3.
When was it established?
05/09/1907.
What is the Return on Assets (ROA)?
1.63%.
How much are total loans and leases?
$501.18M (latest filing).
What is the total interest income (latest filing)?
$8.23M.