Sterling State Bank
Austin, MN
IDRSSD: 144155
Total Assets
$478.16M
Latest filing
Total Deposits
$350.52M
Latest filing
Net Interest Margin
—
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/01/1958 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55912 |
| State and County Number | 27099 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Austin, MN |
Operational Info
| Number of Employees | 58 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 05/01/1958 |
| Primary Insurance Agency | DIF |
| Website | www.sterlingstatebank.com |
| Data Updated | 10/31/2025 |
| CERT | 17863 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $478.16M |
| Total Deposits | $350.52M |
| Total Liabilities | $448.15M |
| Total Equity Capital | $0 |
| Net Income | $969.00k |
| Net Loans and Leases | $296.03M |
| Assets Per Employee ($Millions) | $0M |
| Bank Premises and Fixed Assets | $0 |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $0 |
Key Performance Ratios
| Return on Assets (ROA) | 0% |
| Return on Equity (ROE) | 0% |
| Net Interest Margin | 0% |
| Efficiency Ratio | 0% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 0% |
| Earning Assets to total Assets | 0% |
Income and Expense
| Total Interest Income | $5.66M |
| Total Noninterest Income | $540.00k |
| Total Interest Expense | $2.21M |
| Total Noninterest Expense | $3.35M |
| Net Interest Income | $3.45M |
| Pre-tax Net Operating Income | $0 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $0 |
| Total Liabilities and Capital | $0 |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
About Sterling State Bank
Explore the latest call report data for Sterling State Bank. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.
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Frequently Asked Questions
What are the total assets of Sterling State Bank?
$478.16M as of the latest filing.
How much are Sterling State Bank's total deposits?
$350.52M in total deposits.
Where is Sterling State Bank located?
Austin, MN.
What is the Net Interest Margin?
Not available.
Is this bank FDIC insured?
Institutions that are currently open and insured by the FDIC.
How many domestic offices does it operate?
6.
When was it established?
05/01/1958.
Who is the primary regulator?
FDIC.