Scale Bank
Edina, MN
IDRSSD: 9357
Total Assets
$553.54M
Latest filing
Total Deposits
$431.36M
Latest filing
Net Interest Margin
6.07%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Scale Bank
7600 Parklawn Ave
Edina, MN 55435
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/08/1970FDIC Certificate 13944
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Scale Bank (Main) | 7600 Parklawn Ave | Edina, MN | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/08/1970 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55435 |
| State and County Number | 27053 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 87 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/19/2023 |
| Date of Deposit Insurance | 10/08/1970 |
| Primary Insurance Agency | DIF |
| Website | scale.bank |
| Data Updated | 11/14/2025 |
| CERT | 20268 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $553.54M |
| Total Deposits | $431.36M |
| Total Liabilities | $440.17M |
| Total Equity Capital | $113.37M |
| Net Income | $2.84M |
| Net Loans and Leases | $400.38M |
| Assets Per Employee ($Millions) | $6.36M |
| Bank Premises and Fixed Assets | $2.06M |
| Cash and Balances due from Depository Institutions | $62.97M |
| Deposits Held in Domestic Offices | $431.36M |
Key Performance Ratios
| Return on Assets (ROA) | 2.11% |
| Return on Equity (ROE) | 10.11% |
| Net Interest Margin | 6.07% |
| Efficiency Ratio | 60.82% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 20.481% |
| Earning Assets to total Assets | 92.37% |
Income and Expense
| Total Interest Income | $8.97M |
| Total Noninterest Income | $592.00k |
| Total Interest Expense | $1.51M |
| Total Noninterest Expense | $5.07M |
| Net Interest Income | $7.46M |
| Pre-tax Net Operating Income | $2.83M |
| Provision for Credit Losses | $159.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $109.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.81M |
| Total Liabilities and Capital | $553.54M |
Securities
| Securities | $52.48M |
| Available-for-sale debt securities | $51.59M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Scale Bank?
$553.54M as of the latest filing.
How much are Scale Bank's total deposits?
$431.36M in total deposits.
Where is Scale Bank located?
Edina, MN.
What is the Net Interest Margin?
6.07%.
How many domestic offices does it operate?
1.
When was it established?
10/08/1970.
What is the Return on Assets (ROA)?
2.11%.
How much are total loans and leases?
$400.38M (latest filing).
What is the total interest income (latest filing)?
$8.97M.