Community Resource Bank
Northfield, MN
IDRSSD: 813853
Total Assets
$542.15M
Latest filing
Total Deposits
$446.66M
Latest filing
Net Interest Margin
4.22%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Community Resource Bank
1605 Heritage Dr
Northfield, MN 55057
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/18/1878FDIC Certificate 3506
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community Resource Bank (Main) | 1605 Heritage Dr | Northfield, MN |
| CANNON FALLS BRANCH | 1230 4th St S | Cannon Falls, MN |
| BRANCH | 618 Division St S | Northfield, MN |
| FARIBAULT BRANCH | 430 4th St Nw | Faribault, MN |
| ROSEVILLE BRANCH | 1501 County Road C W | Roseville, MN |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/18/1878 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55057 |
| State and County Number | 27131 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Faribault-Northfield, MN |
Operational Info
| Number of Employees | 67 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.crb.bank |
| Data Updated | 01/30/2026 |
| CERT | 5219 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $542.15M |
| Total Deposits | $446.66M |
| Total Liabilities | $479.39M |
| Total Equity Capital | $62.76M |
| Net Income | $1.70M |
| Net Loans and Leases | $399.55M |
| Assets Per Employee ($Millions) | $7.86M |
| Bank Premises and Fixed Assets | $10.95M |
| Cash and Balances due from Depository Institutions | $6.09M |
| Deposits Held in Domestic Offices | $446.66M |
Key Performance Ratios
| Return on Assets (ROA) | 1.25% |
| Return on Equity (ROE) | 10.97% |
| Net Interest Margin | 4.22% |
| Efficiency Ratio | 62.56% |
| Tier 1 Risk-Based Capital Ratio | 14.007% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.577% |
| Earning Assets to total Assets | 94% |
Income and Expense
| Total Interest Income | $7.32M |
| Total Noninterest Income | $803.00k |
| Total Interest Expense | $1.97M |
| Total Noninterest Expense | $3.85M |
| Net Interest Income | $5.36M |
| Pre-tax Net Operating Income | $2.27M |
| Provision for Credit Losses | $40.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $29.70M |
| Federal Funds Sold & Reverse Repurchase Agreement | $11.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.03M |
| Total Liabilities and Capital | $542.15M |
Securities
| Securities | $105.88M |
| Available-for-sale debt securities | $105.88M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Resource Bank?
$542.15M as of the latest filing.
How much are Community Resource Bank's total deposits?
$446.66M in total deposits.
Where is Community Resource Bank located?
Northfield, MN.
What is the Net Interest Margin?
4.22%.
How many domestic offices does it operate?
5.
When was it established?
09/18/1878.
What is the Return on Assets (ROA)?
1.25%.
How much are total loans and leases?
$399.55M (latest filing).
What is the total interest income (latest filing)?
$7.32M.