Kensington Bank
Kensington, MN
IDRSSD: 58757
Total Assets
$446.40M
Latest filing
Total Deposits
$383.26M
Latest filing
Net Interest Margin
3.87%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
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091208138KENSINGTON, MN
Key People
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Locations
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Main Office
Kensington Bank
11 Central Ave N
Kensington, MN 56343
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1898FDIC Certificate 931
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Kensington Bank (Main) | 11 Central Ave N | Kensington, MN |
| HERMAN BR | 103 5th Street East | Herman, MN |
| WILLMAR BRANCH | 2800 1st St S | Willmar, MN |
| EDGEWOOD GABLES BRANCH | 600 3rd Street | Cokato, MN |
| COKATO MAIN BRANCH | 101 3rd St Se | Cokato, MN |
| BELGRADE OFFICE | 321 Washburn Ave | Belgrade, MN |
| SARTELL MN BRANCH | 809 10th Ave N | Sartell, MN |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1898 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56343 |
| State and County Number | 27041 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Alexandria, MN |
Operational Info
| Number of Employees | 60 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.kensington.bank |
| Data Updated | 01/30/2026 |
| CERT | 1409 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $446.40M |
| Total Deposits | $383.26M |
| Total Liabilities | $404.75M |
| Total Equity Capital | $41.65M |
| Net Income | $985.00k |
| Net Loans and Leases | $347.22M |
| Assets Per Employee ($Millions) | $7.97M |
| Bank Premises and Fixed Assets | $5.86M |
| Cash and Balances due from Depository Institutions | $12.57M |
| Deposits Held in Domestic Offices | $383.26M |
Key Performance Ratios
| Return on Assets (ROA) | 0.87% |
| Return on Equity (ROE) | 9.39% |
| Net Interest Margin | 3.87% |
| Efficiency Ratio | 62.33% |
| Tier 1 Risk-Based Capital Ratio | 10.702% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.33% |
| Earning Assets to total Assets | 91.86% |
Income and Expense
| Total Interest Income | $6.56M |
| Total Noninterest Income | $472.00k |
| Total Interest Expense | $2.49M |
| Total Noninterest Expense | $2.90M |
| Net Interest Income | $4.07M |
| Pre-tax Net Operating Income | $1.36M |
| Provision for Credit Losses | $272.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $750.00k |
| All Other Liabilities | $5.75M |
| Total Liabilities and Capital | $446.40M |
Securities
| Securities | $60.94M |
| Available-for-sale debt securities | $60.86M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kensington Bank?
$446.40M as of the latest filing.
How much are Kensington Bank's total deposits?
$383.26M in total deposits.
Where is Kensington Bank located?
Kensington, MN.
What is the Net Interest Margin?
3.87%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1898.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$347.22M (latest filing).
What is the total interest income (latest filing)?
$6.56M.