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Kensington Bank

Kensington, MN
IDRSSD: 58757
Total Assets
$462.27M
Latest filing
Total Deposits
$399.10M
Latest filing
Net Interest Margin
3.96%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1898
Community BankYes
Ownership TypeNot Mutual
ZIP56343
State and County Number27041
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameAlexandria, MN

Operational Info

Number of Employees61
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.kensington.bank
Data Updated11/14/2025
CERT1409
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$462.27M
Total Deposits$399.10M
Total Liabilities$420.01M
Total Equity Capital$42.26M
Net Income$1.30M
Net Loans and Leases$353.80M
Assets Per Employee ($Millions)$7.7M
Bank Premises and Fixed Assets$5.91M
Cash and Balances due from Depository Institutions$20.71M
Deposits Held in Domestic Offices$399.10M

Key Performance Ratios

Return on Assets (ROA)1.13%
Return on Equity (ROE)12.52%
Net Interest Margin3.96%
Efficiency Ratio55.27%
Tier 1 Risk-Based Capital Ratio10.988%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.2%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.141%
Earning Assets to total Assets93.04%

Income and Expense

Total Interest Income$6.57M
Total Noninterest Income$589.00k
Total Interest Expense$2.36M
Total Noninterest Expense$2.76M
Net Interest Income$4.21M
Pre-tax Net Operating Income$1.81M
Provision for Credit Losses$224.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$15.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.91M
Total Liabilities and Capital$462.27M

Securities

Securities$61.89M
Available-for-sale debt securities$61.82M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Kensington Bank?
$462.27M as of the latest filing.
How much are Kensington Bank's total deposits?
$399.10M in total deposits.
Where is Kensington Bank located?
Kensington, MN.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1898.
What is the Return on Assets (ROA)?
1.13%.
How much are total loans and leases?
$353.80M (latest filing).
What is the total interest income (latest filing)?
$6.57M.